2 Carvel Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 2 Carvel Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,644 sqft · built 1954
Lot Size	0.483 acres (21,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,604 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-640-32053125`

Property Details

APN / Parcel Number

Primary APN	`03-640-32053125`
Alternative APNs	`3-640-32053125` `64032053125`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	3,509 sqft
1st Floor Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,050 sqft (0.483 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	64032053125
Street Address	2 CARVEL RD
City	ANNAPOLIS
State	MD
Zip	21409-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 66 PT LT 67 PL 1 PENDENNIS MOUNT
Legal Subdivision	PENDENNIS MOUNT
Legal Block	1
Legal Lot Number	66
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · ARM FIDELITY DIRECT MORTGAGE LLC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
May 8, 2019	Correction Deed ATTORNEY ONLY
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 2019
Transfer Doc	0331160402
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331160408
Date	May 8, 2019
Book Page	33116/408

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	ARM
Amount	Amount Recorded
Term	13 Months
Due	May 31, 2020

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2019
Change Frequency	Monthly
Min Rate At Change	7%
Index	Prime Rate
Max Rate	8.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0336580130
Date	Oct 3, 2019
Book Page	33658/130

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 8, 2019
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Document Number	0331160402
Book / Page	033116 / 000402
Instrument Date	May 2, 2019
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CARVEL RD ANNAPOLIS MD 214096217, ANNAPOLIS, MD 21409-6217

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2019
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Document Number	0330360318
Book / Page	033036 / 000318
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 CARVEL RD ANNAPOLIS MD 214096217, ANNAPOLIS, MD 21409-6217

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2019
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Document Number	0330210233
Book / Page	033021 / 000233
Instrument Date	Apr 2, 2019
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 CARVEL RD ANNAPOLIS MD 214096217, ANNAPOLIS, MD 21409-6217

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2019
Property Address	2 CARVEL RD, ANNAPOLIS, MD 21409-6217
Document Number	0330210229
Book / Page	033021 / 000229
Instrument Date	Apr 2, 2019
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CARVEL RD ANNAPOLIS MD 214096217, ANNAPOLIS, MD 21409-6217

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,600 (+18.49%)	$1,094,300 (-) Land $778,200 Building $316,100
2025	$5,604.00 (+2.81%) Homeowner's exemption	$798,900 (+27%)	$1,094,300 (+68.04%) Land $778,200 Building $316,100
2024	$5,451.00 (+12.88%)
2023	$4,829.00 Homeowner's exemption	$629,067	$651,200 Land $436,200 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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