Hampden County and Palmer Town City property record for 2 Carter St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1953 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,250 (Mar 2026) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:14 B:51 |
| Primary APN | PALM M:14 B:51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 2 CARTER ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 51 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 810100 |
2 Carter St is owned and occupied by an individual who bought it in March 2026.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 5, 2026 | Quit Claim Deed, Transfer NORTHPOINTE BANK |
| Aug 25, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage USAA FSB |
| Apr 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA) |
| Oct 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on File |
| Deed Sale | Mar 5, 2026 · Amount on File |
| Prior Sale | Aug 25, 2023 · Amount on File |
| Deed Book / Page | 26241 / 454 |
| Prior Transfer Date | Feb 19, 2026 |
| Prior Transfer Doc | 026241-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025615-484 |
|---|---|
| Date | Oct 18, 2024 |
| Book Page | 25615/484 |
| Instrument | 48361 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Mar 5, 2026 |
| Property Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Document Number | 026241-454 |
| Book / Page | 26241 / 454 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 9543 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Document Number | 0000009544 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 9544 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Aug 25, 2023 |
| Property Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Document Number | 025130-287 |
| Book / Page | 25130 / 287 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 39997 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 BAINBRIDGE DR, CLARKSVILLE, TN 37043-1701 |
| Document Number | 0000039998 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 39998 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Apr 16, 2021 |
| Property Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Document Number | 23828-421 |
| Book / Page | 23828 / 421 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 25857 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 DIXIE TER, CHICOPEE, MA 01020-2925 |
| Document Number | 25858 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 25858 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 2 CARTER ST, PALMER, MA 01069-2200 |
| Document Number | 21914-393 |
| Book / Page | 021914 / 000393 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21914-393 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 021914/000393 |
| Instrument | 62883 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
The 2025 property tax bill for 2 Carter St was $4,837, up 37.2% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,837.00 (+37.22%) | $266,500 (+41.15%) Land $61,000 Building $205,500 | $314,260 (+20.99%) |
| 2024 | $3,525.00 (+2.44%) | $188,800 (+6.67%) Land $55,300 Building $133,500 | $259,730 |
| 2023 | $3,441.00 | $177,000 Land $55,300 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Carter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Carter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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