2 Carmina Dr, Reading, PA 19608 Property Records

Berks County property record for 2 Carmina Dr, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,816 sqft · built 2002
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2019)
Tax Bill	$4,132 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4377-04-71-4202`

Property Details

APN / Parcel Number

Primary APN	`4377-04-71-4202`
Alternative APNs	`49-4377-04-71-4202` `49000594` `000594`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,816 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49000594
Street Address	2 CARMINA DR
City	READING
State	PA
Zip	19608-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VLY ESTATES PH 07
Legal Block	71
Legal Lot Number	502
Jurisdiction	BERKS PA
Township / Civil Division	LOWER HEIDELBERG
Census Block Group	1
Census Block	1005
Census Tract	10602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CARMINA DR, READING, PA 19608-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 17, 2019	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Jun 11, 2002 · Amount on Record
Deed Document Number	201915417
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2 CARMINA DR, READING, PA 19608-8605
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027975
Date	Sep 11, 2025
Instrument	2025027975

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2 CARMINA DR, READING, PA 19608-8605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042710
Date	Dec 11, 2018
Instrument	2018042710

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 17, 2019
Property Address	2 CARMINA DR, READING, PA 19608-8605
Document Number	0000015417
Map Reference	MB 236 PG 23
Instrument Date	May 17, 2019
Instrument	2019015417
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CARMINA DR, READING, PA 19608-8605

Mortgage

Document Number	0000015418
Date	May 17, 2019
Instrument	2019015418

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2 CARMINA DR, READING, PA 19608-8605
Document Number	0000004564
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CARMINA DR SINKING SPRING PA 196088605, SINKING SPRING, PA 19608-8605

Mortgage

Document Number	0000004564
Date	Feb 3, 2017
Instrument	4564

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Heidelberg Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,132.00 (+5.84%)	$258,700 (-) Land $20,000 Building $238,700	$20,000 (-92.27%) Land $20,000
2024	$3,904.00	$258,700 Land $20,000 Building $238,700
1994			$258,700 Land $20,000 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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