2 Calder Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 2 Calder Rd, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1973
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$133,973 (Jun 2005)
Tax Bill	$297 (2026)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180634230050`

Property Details

APN / Parcel Number

Primary APN	`180634230050`

Interior

Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	457 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 CALDER RD
City	ELMA
State	WA
Zip	98541-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 100 OF S 400 OF W 100 OF SW NW E OF RD
Legal Block	342
Legal Lot Number	230
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2066
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CALDER RD, ELMA, WA 98541-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Feb 4, 2020	Affidavit of Death, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2005 · Amount on Record
Deed Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	200597
Last Transfer Date	Oct 22, 2022
Transfer Doc	0000000058
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Nov 2, 2022
Property Address	2 CALDER RD, ELMA, WA 98541-9312
Document Number	0011020058
Instrument Date	Oct 22, 2022
Instrument	2022-11020058
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CALDER RD, ELMA, WA 98541-9312

Mortgage

Document Number	0011020059
Date	Nov 2, 2022
Instrument	2022-11020059

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	Jun 4, 2100

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 4, 2020
Property Address	2 CALDER RD, ELMA, WA 98541-9312
Document Number	0002040048
Instrument Date	Jan 8, 2020
Instrument	2040048
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	GRAYS HARBOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 CALDER RD ELMA WA 985419312, ELMA, WA 98541-9312

Mortgage

Document Number	2040049
Date	Feb 4, 2020
Instrument	2040049

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$297.00 (-3.57%)
2025	$308.00 (-2.53%)	$372,252 (-) Land $66,240 Building $306,012	$372,252 (-) Land $66,240 Building $306,012
2024	$316.00 (+2.93%)	$372,252 (+14.95%) Land $66,240 Building $306,012	$372,252 (+14.95%) Land $66,240 Building $306,012
2023	$307.00
2022		$323,842 Land $66,240 Building $257,602	$323,842 Land $66,240 Building $257,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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