Hampden County and Ludlow Town property record for 2 Cady St, Ludlow, MA 01056
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,397 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01B-03200 B:6A L:0 |
| Primary APN | M:01B-03200 B:6A L:0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 64,904 sqft (1.49 acres) |
|---|
| Account Number | 11535 |
|---|---|
| Street Address | 2 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2243 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 810412 |
2 Cady St, residential vacant land, is owned by an individual who acquired it in February 2019.
Source: Hampden County and Ludlow Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 289 CADY ST, LUDLOW, MA 01056-2169 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2019 |
| Transfer Doc | 022555-328 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2 Cady St was $1,397, down 4.1% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,397.00 (-4.05%) | $80,500 (-) Land $80,500 | |
| 2024 | $1,456.00 (+5.74%) | $80,500 (+14.02%) Land $80,500 | $388,740 |
| 2023 | $1,377.00 | $70,600 Land $70,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 Cady St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: GoNetspeed, T-Mobile, Verizon.
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