2 Butternut Rd, Allendale, NJ 07401 Property Records

Bergen County and Allendale Borough property record for 2 Butternut Rd, Allendale, NJ 07401

Property Summary

Property Type	Single Family Home
Details	4,714 sqft · built 1987
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$998,999 (Jun 2017)
Tax Bill	$31,500 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-01304-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`01-01304-0000-00040`
Alternative APN	`010130400040`

Interior

Building Area	4,714 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	43,560 sqft
Lot Dimensions	162 ft deep x 253 ft wide

Location & Zoning

Street Address	2 BUTTERNUT RD
City	ALLENDALE
State	NJ
Zip	07401-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Description	1.000 AC
Legal Subdivision	OAKWOOD ESTATES SEC 2
Legal Block	1304
Legal Lot Number	40
Jurisdiction	BERGEN NJ
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2016
Census Tract	1002

Owner

2 Butternut Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Bergen County and Allendale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK INC
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Feb 9, 2018	Deed of Trust, Mortgage CITIZENS BK
Sep 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PRIME LNDG
Jun 19, 2017	Deed, Transfer · ARM CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Jan 5, 1999 · Amount on File
Deed Document Number	201746491
Deed Book / Page	2641 / 1324
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 26, 2026
Property Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Document Number	0000034540
Book / Page	5804 / 253
Instrument Date	May 5, 2026
Instrument	202634540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818

Mortgage

Document Number	0000034540,
Date	May 26, 2026
Book Page	5804/253
Instrument	202634540

Lender

Name	CITIZENS BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Document Number	0028751039
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BUTTERNUT RD ALLENDALE NJ 074011818, ALLENDALE, NJ 07401-1818

Mortgage

Document Number	0028751039
Date	Feb 28, 2018
Book Page	002875/001039

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2043

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Document Number	0028751021
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BUTTERNUT RD ALLENDALE NJ 074011818, ALLENDALE, NJ 07401-1818

Mortgage

Document Number	0028751021
Date	Feb 28, 2018
Book Page	002875/001021

Lender

Name	CITIZENS BK
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 26, 2017
Property Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Document Number	0027320993
Book / Page	002732 / 000993
Instrument Date	Sep 15, 2017
Transaction Type	Construction Loan
Record Updated	Oct 11, 2017
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 BUTTERNUT RD ALLENDALE NJ 074011818, ALLENDALE, NJ 07401-1818

Mortgage

Document Number	27320993
Date	Sep 26, 2017
Book Page	002732/000993

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2018

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 19, 2017
Property Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818
Document Number	0026411324
Book / Page	02641 / 1324
Instrument Date	Jun 8, 2017
Instrument	17-046491
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 BUTTERNUT RD, 2, ALLENDALE, NJ 07401-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BUTTERNUT RD, ALLENDALE, NJ 07401-1818

Mortgage

Document Number	0026411331
Date	Jun 19, 2017
Book Page	02641/1331
Instrument	17-046491.01

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Butternut Rd was $31,500, up 1.2% from the year before.

Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Allendale Borough
Elementary School District	Allendale Borough School District (KG - 08)
Secondary School District	Northern Highlands Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,748,900 (+12.71%) Land $752,500 Building $996,400	$1,748,900 (+12.71%) Land $752,500 Building $996,400
2025	$31,500.00 (+1.19%)	$1,551,700 Land $672,500 Building $879,200	$1,551,700 Land $672,500 Building $879,200
2024	$31,131.00
2023		$1,341,500 Land $525,000 Building $816,500	$1,341,500 Land $525,000 Building $816,500
2022	$29,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Butternut Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Nearby Flood Policies	42 units insured incl. 15 condo units
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Butternut Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Sep 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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