2 British Ct, Smithfield, NC 27577 Property Records

Johnston County property record for 2 British Ct, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,529 sqft · built 2001
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Tax Bill	$5,039 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15J11070B`

Property Details

APN / Parcel Number

Primary APN	`15J11070B`
Alternative APNs	`2000154121` `2000077860`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,529 sqft Living Area
Gross Area	7,542 sqft
1st Floor Area	2,524 sqft
Attic	Attic
Attic Area	1,576 sqft
Basement Area	336 sqft
Finished Basement	1,429 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	942 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000077860
Street Address	2 BRITISH CT
City	SMITHFIELD
State	NC
Zip	27577-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 2 GOLF COURSE
Legal Subdivision	COUNTRY CLUB ESTATES SUBDIVISION
Legal Lot Number	2
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2006
Census Tract	41206

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2002
Deed Sale	Jan 16, 2002
Deed Book / Page	2171 / 402
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000002144
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Aug 11, 2026
Property Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422
Document Number	0000026431
Book / Page	7169 / 800
Instrument Date	Aug 4, 2026
Instrument	202626431
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422

Mortgage

Document Number	0000026431,
Date	Aug 11, 2026
Book Page	7169/800
Instrument	202626431

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2051

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039309
Date	Dec 11, 2025
Book Page	DEED7016/261
Instrument	2025039309

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	128 N 2ND ST, SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BRITISH CT, SMITHFIELD, NC 27577-9422

Mortgage

Document Number	0000727409
Date	Jan 12, 2021
Book Page	5809/462
Instrument	2021727409

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,039.00 (-3.02%)	$806,300 (-) Land $190,750 Building $615,550	$806,300 (-) Land $190,750 Building $615,550
2025	$5,196.00 (+22.55%)	$806,300 (+57.66%) Land $190,750 Building $615,550	$806,300 (+57.66%) Land $190,750 Building $615,550
2023	$4,240.00	$511,410 Land $110,090 Building $401,320	$511,410 Land $110,090 Building $401,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (2016–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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