2 Bowers Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 2 Bowers Ln, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,781 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (May 2023)
Tax Bill	$18,528 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02007-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`07-02007-0000-00010`
Alternative APNs	`070200700010` `145020`

Interior

Stories	1 Story
Building Area	2,781 sqft Living Area
1st Floor Area	2,781 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	119 ft deep x 112 ft wide

Location & Zoning

Account Number	145020
Street Address	2 BOWERS LN
City	CLOSTER
State	NJ
Zip	07624-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.34 AC
Legal Subdivision	HOMES/RUTA INC
Legal Block	2007
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1005
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 E 20TH ST, 4E, NEW YORK, NY 10010-7518
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 16, 2023	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jan 28, 2008 · Amount on Record
Deed Document Number	202332746
Deed Book / Page	4995 / 42
Prior Transfer Date	Oct 19, 2015
Prior Transfer Doc	0020942207
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 BOWERS LN, CLOSTER, NJ 07624-1505
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	BREAK WATER TITLE AGENCY LLC, BREAKWATER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045611933
Date	Jan 31, 2022
Book Page	4561/1933
Instrument	2022013646

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 16, 2023
Property Address	2 BOWERS LN, CLOSTER, NJ 07624-1505
Document Number	0049950042
Book / Page	4995 / 42
Instrument Date	May 5, 2023
Instrument	2023032746
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 W 56TH ST, BAYONNE, NJ 07002-4113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 E 20TH ST APT 4E, 4E, NEW YORK, NY 10010-7518

Mortgage

Document Number	2023032747
Date	May 16, 2023
Instrument	2023032747

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$971,600 (+8.66%) Land $645,500 Building $326,100	$971,600 (+8.66%) Land $645,500 Building $326,100
2025	$18,528.00 (+1.83%)	$894,200 (+10.15%) Land $610,500 Building $283,700	$894,200 (+10.15%) Land $610,500 Building $283,700
2024	$18,195.00 (+13.38%)
2023		$811,800 Land $570,500 Building $241,300	$811,800 Land $570,500 Building $241,300
2022	$16,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bowers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures