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2 Bowen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 2 Bowen Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,572 sqft · built 1967
Lot Size0.238 acres (10,355 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Sep 1986)
Tax Bill$4,479 (2024)
Deeds & MortgagesDec 2021 Transfer
Flood ZoneZone X (moderate risk)
APN00513000-000000

Property Details

APN / Parcel Number

Primary APN00513000-000000
Alternative APNs
  • 12613900513000000000
  • 1632317

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,572 sqft Living Area
1st Floor Area1,572 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,355 sqft (0.238 acres)
Lot Dimensions140 ft deep x 79 ft wide
PorchFlorida Room
Porch Area1,003 sqft
Patio Area77 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1632317
Street Address2 BOWEN DR
CityKEY LARGO
StateFL
Zip33037-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 11 LT 31 BOWENS ADDN TO RIVIERA VILLAGE KEY LARGO PB2-107 G57-181 OR12-271 OR430-745 OR655-702 OR765-314 OR991-1549 OR1011-1071 OR1225-1010 OR1247-8 OR1582-255 OR1582-258 OR1645-2160 OR1645-2161 OR1645-2162 OR3142-2182
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionBOWENS ADD RIVIERA VILLAGE
Legal Block11
Legal Lot Number31
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2006
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 BOWEN DR, KEY LARGO, FL 33037-2909
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1986 · Amount on Record
Deed SaleSep 1, 1986 · Amount on Record
Prior SaleJun 1, 1978 · Amount on Record
Deed Book / Page991 / 1549
Last Transfer DateDec 10, 2021
Transfer Doc0031422182
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateDec 13, 2021
Property Address2 BOWEN DR, KEY LARGO, FL 33037-2909
Document Number0031422182
Book / Page3142 / 2182
Map ReferenceMB 2 PG 107
Instrument DateDec 10, 2021
Instrument2352556
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BOWEN DR, KEY LARGO, FL 33037-2909

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$533,748 (+4.42%) Land $376,922 Building $156,826$533,748 (+4.42%) Land $376,922 Building $156,826
2024$4,479.00 (+11.89%)$511,155 (+14.4%) Land $358,801 Building $152,354$511,155 (+14.4%) Land $358,801 Building $152,354
2023$4,003.00 (+317.41%)$446,796 (+314.08%) Land $304,437 Building $142,359$446,796 (+8.48%) Land $304,437 Building $142,359
2022$959.00 Senior Citizen's exemption$107,901$411,851 Land $304,437 Building $107,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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