2 Bowdoin Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 2 Bowdoin Rd, Ipswich, MA 01938

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,992 sqft · built 2014
Lot Size0.562 acres (24,500 sqft)
Owner2 Trust Names on Record
Last Sale$700,000 (Jan 2012)
Tax Bill$26,340 (2026)
Deeds & MortgagesDec 2021 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNIPSW M:15D B:0021 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:15D B:0021 L:0
Alternative APN
  • 286

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,992 sqft Living Area
Gross Area7,230 sqft
Basement Area1,503 sqft
Unfinished Basement376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,500 sqft (0.562 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number286
Street Address2 BOWDOIN RD
CityIPSWICH
StateMA
Zip01938-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRB
Legal SubdivisionMARY M BARTLETT
Legal Block21
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2009
Census Tract223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2 BOWDOIN RD, IPSWICH, MA 01938-2807
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
May 22, 2020Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Dec 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2012 · Amount on Record
Deed SaleJan 13, 2012 · Amount on Record
Last Transfer DateDec 14, 2020
Transfer Doc39326-333
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address2 BOWDOIN RD, IPSWICH, MA 01938-2807
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040560-332
DateDec 9, 2021
Book Page40560/332
Instrument20211209002610
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address2 BOWDOIN RD, IPSWICH, MA 01938-2807
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38543-419
DateMay 22, 2020
Book Page38543/419
Instrument20200522004170
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateJun 1, 2027
Index1-Year CMT

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIPSWICH MA
Recording DateDec 22, 2020
Property Address2 BOWDOIN RD, IPSWICH, MA 01938-2807
Document Number39326-333
Book / Page039326 / 000333
Instrument DateDec 14, 2020
Instrument22001800
Transaction TypeTransfer
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2 BOWDOIN RD IPSWICH MA 019382807, IPSWICH, MA 01938-2807

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,340.00 (+8.4%)$2,443,400 (+12.11%) Land $1,172,200 Building $1,271,200$2,603,732
2025$24,300.00 (+2.61%)$2,179,400 (+4.73%) Land $947,000 Building $1,232,400
2024$23,682.00 (-0.23%)$2,081,000 (+7.22%) Land $946,000 Building $1,135,000
2023$23,737.00$1,940,900 Land $946,000 Building $994,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims13 (1978–2018)
Claims Outside the SFHA4 of 13
Most Recent ClaimJan 2018 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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