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2 Bluff Ave, #2-4, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Bluff Ave, #2-4, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 864 sqft · built 2010
OwnerIndividual Name on File
Last Sale$1,250,000 (Oct 2011)
Tax Bill$12,537 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8093100

Property Details

APN / Parcel Number

Primary APN8093100
Alternative APN
  • WEST M:185 B:14 L:B201

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number8093100
Street Address2 BLUFF AVE, 2-4
CityWESTERLY
StateRI
Zip02891
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block14
Legal Lot NumberB201
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1042
Census Tract51000

Owner

Source: Westerly Town records · APN 8093100

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address36 PADDOCK LN, BEDFORD, NY 10506-1232
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Deed Book / Page1904 / 942
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address2 BLUFF AVE # 2-4, 2-4, WESTERLY, RI 02891
Document Number2020-568
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BLUFF AVE #2-4 WESTERLY RI 02891, 2-4, WESTERLY, RI 02891

Mortgage

Document Number2020-568
DateJun 08, 2020
Book Page002020/010568
Instrument2433
Lender
NameDIME BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 07, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,537.00 (-18.91%)$1,763,300 (+9.71%) Building $1,763,300
2023$15,461.00 (+0.62%)$1,607,200 (-) Building $1,607,200
2022$15,365.00$1,607,200 Building $1,607,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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