2 Birch St, White Plains (West Harrison), NY 10604 Property Records

Westchester County and White Plains City property record for 2 Birch St, White Plains, NY 10604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,360 sqft · built 2001
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jul 2001)
Tax Bill$3,060 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN551700 126.05-6-5.1

Property Details

APN / Parcel Number

Primary APN551700 126.05-6-5.1
Alternative APNs
  • 170012600500060050010000
  • 50880701800

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area4,360 sqft Living Area
1st Floor Area2,504 sqft
2nd Floor Area1,856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage TypeBasement
Pool TypeIn-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number50880701800
Street Address2 BIRCH ST
CityWHITE PLAINS
StateNY
Zip10604-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP OF SAVOY PARK
Legal Block6
Legal Lot Number5.001
JurisdictionWESTCHESTER NY
Township / Civil DivisionWHITE PLAINS
Census Block Group2
Census Block2006
Census Tract8902

Owner

2 Birch St is owned and occupied by an individual who bought it in July 2001.

Source: Westchester County and White Plains City records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2 BIRCH ST, WHITE PLAINS, NY 10604-2302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Apr 17, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2001 · Amount on File
Deed SaleJul 23, 2001 · Amount on File
Deed Document Number2001411950129
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address2 BIRCH ST, WHITE PLAINS, NY 10604-2302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0570683198
DateMar 9, 2017
Instrument570683198
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term419 Months
DueFeb 24, 2052
Interest
Rate TypeAdjustable Rate
Rate21%
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address2 BIRCH ST, WHITE PLAINS, NY 10604-2302
Document Number0601143036
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanySERVICELINK HOME EQUITY, SERVICELINK HM EQUITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BIRCH ST WHITE PLAINS NY 106042302, WHITE PLAINS, NY 10604-2302

Mortgage

Document Number0601143036
DateApr 24, 2020
Book Page060114/003036
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2 Birch St was $3,060.

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityWhite Plains City
Unified School DistrictWhite Plains City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,060.00
2025$21,300 (-) Land $4,800 Building $16,500$977,064 (+8.72%) Land $220,183 Building $756,881
2024$21,300 (-) Land $4,800 Building $16,500$898,735 (+0.84%) Land $202,532 Building $696,203
2023$21,300 Land $4,800 Building $16,500$891,214 Land $200,837 Building $690,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Birch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Birch St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE PLAINS CITY
serves 59,559 people · EPA ID NY5903464
Water SourcePurchased surface water from WESTCHESTER COUNTY WD #1
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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