2 Birch St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 2 Birch St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,470 sqft · built 1964
Lot Size0.3 acres (13,083 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2017)
Tax Bill$1,069 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08 21 1 45

Property Details

APN / Parcel Number

Primary APN08 21 1 45
Alternative APN
  • 162134

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,470 sqft Heated Area
Gross Area2,602 sqft
1st Floor Area990 sqft
Upper Floors Area480 sqft
Basement Area940 sqft
Finished Basement465 sqft
Unfinished Basement475 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area13,083 sqft (0.3 acres)
Lot Dimensions89 ft deep x 147 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area174 sqft
Patio Area18 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number162134
Street Address2 BIRCH ST
CityGRANITE FALLS
StateNC
Zip28630-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1926 PG 190 YR 2017 ST 290.00
Legal SubdivisionM E JONES PROP
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group3
Census Block3023
Census Tract31402

Owner

2 Birch St is owned and occupied by an individual who bought it in September 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2 BIRCH ST, GRANITE FALLS, NC 28630-1704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Sep 1, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
May 3, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2017 · Amount on File
Deed SaleSep 1, 2017 · Amount on File
Prior SaleMay 3, 2017 · Amount on File
Deed Book / Page1926 / 190
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address2 BIRCH ST, GRANITE FALLS, NC 28630-1704
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020130223
DateFeb 24, 2021
Book Page2013/223
Instrument10054129
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 1, 2017
Property Address2 BIRCH ST, GRANITE FALLS, NC 28630-1704
Document Number0010014758
Book / Page001926 / 000190
Instrument DateAug 31, 2017
Instrument10014758
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BIRCH ST GRANITE FALLS NC 286301704, GRANITE FALLS, NC 28630-1704

Mortgage

Document Number10014759
DateSep 1, 2017
Book Page001926/000192
Instrument10014759
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 31, 2047

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALDWELL NC
Recording DateMay 3, 2017
Property Address2 BIRCH ST, GRANITE FALLS, NC 28630-1704
Document Number0010010996
Book / Page001918 / 000461
Instrument DateApr 28, 2017
Instrument10010996
Transaction TypeForeclosure
Record UpdatedMay 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address675 MEADOWOOD ST HUDSON NC 286382629, HUDSON, NC 28638-2629

Tax Assessment & Valuation

The 2026 property tax bill for 2 Birch St was $1,069, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,069.00 (-25.66%)$225,400 (-) Land $13,100 Building $212,300
2025$1,438.00$225,400 Land $13,100 Building $212,300$225,400 Land $13,100 Building $212,300
2023$147,000 (-) Land $13,100 Building $133,900$147,000 (-) Land $13,100 Building $133,900
2022$925.00$147,000 Land $13,100 Building $133,900$147,000 Land $13,100 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Birch St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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