3802 SW COTTAGE LN, 3802, BENTONVILLE, AR 72713-5263
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2 BINHAM CIR, BELLA VISTA, AR 72715-8935
Mortgage
Document Number
L202267477
Date
Oct 24, 2022
Instrument
L202267477
Lender
Name
GATEWAY FIRST BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2052
October 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BENTON AR
Recording Date
Oct 17, 2019
Property Address
2 BINHAM CIR, BELLA VISTA, AR 72715-8935
Document Number
0000055501
Instrument Date
Oct 15, 2019
Instrument
55501
Transaction Type
Transfer
Record Updated
Oct 29, 2019
Title Company
WACO TITLE COMPANY, WACO TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,188.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
2 BINHAM CIR BELLA VISTA AR 727158935, BELLA VISTA, AR 72715-8935
Mortgage
Document Number
55502
Date
Oct 17, 2019
Instrument
55502
Lender
Name
USAA
Address
SAN ANTONIO, TX 78288-0544
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 16, 2049
October 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
BENTON AR
Property Address
2 BINHAM CIR, BELLA VISTA, AR 72715-8935
Document Number
0000058986
Instrument Date
Oct 19, 2018
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
2 BINHAM CIR BELLA VISTA AR 727158935, BELLA VISTA, AR 72715-8935
Mortgage
Document Number
0000058986
Date
Nov 9, 2018
Instrument
58986
Lender
Name
BANCORPSOUTH
Type
Bank
Address
TUPELO, MS 38803-4360
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Nov 8, 2023
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 2 Binham Cir was $7,197, up 0.6% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
Property Jurisdictions
Type
Name
State
Arkansas
County
Benton County
Municipality
Bella Vista City
Unified School District
Bentonville Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$7,197.00 (+0.62%)
$115,508 (-)Land $1,600Building $113,908
$577,540Land $8,000Building $569,540
2025
$7,153.00
$115,508Land $1,600Building $113,908
2024
$577,540 (+46.51%)Land $8,000Building $569,540
2023
$4,832.00Homeowner's exemption
$78,840Land $800Building $78,040
$394,200Land $4,000Building $390,200
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2 Binham Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2017)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2 Binham Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood
0.07% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BELLA VISTA POA serves 39,419 people · EPA ID AR0000039
Water Source
Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection
Sep 2025
Lead
2 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Jul 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025