2 Bingaman Rd, Reading, PA 19606 Property Records

Berks County property record for 2 Bingaman Rd, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,859 sqft · built 1957
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Aug 2026)
Tax Bill	$2,446 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5328-03-00-2811`

Property Details

APN / Parcel Number

Primary APN	`5328-03-00-2811`
Alternative APNs	`23-5328-03-00-2811` `23028450` `028450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23028450
Street Address	2 BINGAMAN RD
City	READING
State	PA
Zip	19606-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOWER ALSACE
Jurisdiction	BERKS PA
Township / Civil Division	LOWER ALSACE
Census Block Group	4
Census Block	4006
Census Tract	12300

Owner

Source: Berks County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 BINGAMAN RD, READING, PA 19606-9698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage FIDELITY NATIONAL TITLE
Aug 27, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jul 13, 2020	Deed, Transfer · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202628568
Prior Transfer Date	Jan 15, 2015
Prior Transfer Doc	0000002767
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 27, 2026
Property Address	2 BINGAMAN RD, READING, PA 19606-9698
Document Number	0000028658
Instrument Date	Aug 27, 2026
Instrument	202628658
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	401 SPRUCE ST, READING, PA 19602

Mortgage

Document Number	0000028658,
Date	Aug 27, 2026
Instrument	202628658

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	421 Months
Due	Sep 1, 2061

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 27, 2026
Property Address	2 BINGAMAN RD, READING, PA 19606-9698
Document Number	0000028568
Instrument Date	Aug 25, 2026
Instrument	202628568
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TS EXECUTIVE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$393,799.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BINGAMAN RD, READING, PA 19606-9698

Mortgage

Document Number	0000028569,
Date	Aug 27, 2026
Instrument	202628569

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 13, 2020
Property Address	2 BINGAMAN RD, READING, PA 19606-9698
Document Number	0000023088
Instrument Date	Jul 10, 2020
Instrument	2020023088
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	HOME SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BINGAMAN RD, READING, PA 19606-9698

Mortgage

Document Number	0000023089
Date	Jul 13, 2020
Instrument	2020023089

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Alsace Township
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,446.00 (+11.23%)	$112,300 (-) Land $40,400 Building $71,900	$40,400 (-64.02%) Land $40,400
2024	$2,199.00	$112,300 Land $40,400 Building $71,900
1994			$112,300 Land $40,400 Building $71,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2018–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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