2 Bernstein Rd, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 2 Bernstein Rd, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,318 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$678,000 (Mar 2018)
Tax Bill	$11,127 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0084 L:0000 P:0049B`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0084 L:0000 P:0049B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	4,766 sqft
1st Floor Area	1,174 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 BERNSTEIN RD
City	WILMINGTON
State	MA
Zip	01887-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3003
Census Tract	331200

Owner

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2 BERNSTEIN RD, WILMINGTON, MA 01887-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Mar 5, 2018	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Deed Book / Page	31908 / 206
Transfer Doc	031908-206
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	2 BERNSTEIN RD, WILMINGTON, MA 01887-3825
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	036345-135
Date	Oct 5, 2021
Book Page	36345/135
Instrument	58490

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	2 BERNSTEIN RD, WILMINGTON, MA 01887-3825
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36345-135
Date	Oct 5, 2021
Book Page	36345/135
Instrument	58490

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Mar 5, 2018
Property Address	2 BERNSTEIN RD, WILMINGTON, MA 01887-3825
Document Number	31908-206
Book / Page	31908 / 206
Instrument	8979
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BERNSTEIN RD, WILMINGTON, MA 01887-3825

Mortgage

Document Number	319080209
Date	Mar 5, 2018
Instrument	31908/0209

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,127.00 (+6.53%)	$975,200 (+6.91%) Land $294,900 Building $680,300	$1,029,581 (+9.62%)
2025	$10,445.00 (+2.2%)	$912,200 (+2.02%) Land $273,100 Building $639,100	$939,265 (-0.27%)
2024	$10,220.00 (+6.59%)	$894,100 (+11.34%) Land $273,100 Building $621,000	$941,830
2023	$9,588.00	$803,000 Land $248,200 Building $554,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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