2 Bent Tree Dr, Asheville, NC 28803 Property Records

Buncombe County property record for 2 Bent Tree Dr, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,664 sqft · built 1988
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (May 2026)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`656136-2020-202`

Property Details

APN / Parcel Number

Primary APN	`656136-2020-202`
Alternative APNs	`9667-34-6012-00000` `966714335926000` `008102366`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Frame Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Deck Area	117 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	656136-2020-202
Street Address	2 BENT TREE DR
City	ASHEVILLE
State	NC
Zip	28803-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: HUNTERS RIDGE BLOCK: LOT: LOT 31 SECTION: PLAT: 0056-0124
Legal Subdivision	HUNTERS RIDGE
Legal Block	1
Legal Lot Number	31
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1007
Census Tract	3201

Owner

2 Bent Tree Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Buncombe County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Deed Book / Page	6590 / 1909
Last Transfer Date	Jul 28, 2026
Transfer Doc	6616000024
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 29, 2026
Property Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561
Document Number	6616000024
Book / Page	6616 / 24
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060921001
Date	Jul 13, 2021
Book Page	6092/1001

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 6, 2026
Property Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561
Document Number	6590001909
Book / Page	6590 / 1909
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,696.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561

Mortgage

Document Number	6590001917,
Date	May 6, 2026
Book Page	6590/1917

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2 BENT TREE DR, ASHEVILLE, NC 28803-9561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057881332
Date	Jul 11, 2019
Book Page	5788/1332

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2 Bent Tree Dr was $2,190, up 7.6% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+7.56%)	$323,200 Land $54,800 Building $268,400	$323,200 Land $54,800 Building $268,400
2024	$2,036.00 (+3.25%)
2023	$1,972.00	$323,200	$323,200 Land $54,800 Building $268,400
2021			$323,200 Land $54,800 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Bent Tree Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Bent Tree Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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