St. Charles County property record for 2 Bellerive Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 1969 |
| Lot Size | 0.316 acres (13,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Jul 2019) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 466260A000 |
| Primary APN | 466260A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| Gross Area | 3,972 sqft |
| 1st Floor Area | 1,766 sqft |
| Basement Area | 1,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Masonry Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,780 sqft (0.316 acres) |
| Lot Dimensions | 130 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 466260A000 |
|---|---|
| Street Address | 2 BELLERIVE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FAIRWAY EST #2 LOT 99 |
| Legal Subdivision | FAIRWAY EST #2 |
| Legal Lot Number | 99 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 311004 |
2 Bellerive Ct is owned and occupied by two individuals who bought it in July 2019.
Source: St. Charles County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 BELLERIVE CT, SAINT CHARLES, MO 63303-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2017 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jul 10, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on File |
| Deed Sale | Jul 10, 2019 · Amount on File |
| Prior Sale | Mar 16, 2012 · Amount on File |
| Deed Document Number | 2019348520 |
| Deed Book / Page | 7103 / 465 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 0071030465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2 BELLERIVE CT, SAINT CHARLES, MO 63303-4006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0067381239 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 6738/1239 |
| Instrument | 20170504000271000 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 10, 2019 |
| Property Address | 2 BELLERIVE CT, SAINT CHARLES, MO 63303-4006 |
| Document Number | 0071030465 |
| Book / Page | 7103 / 0465 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 20190710000348520 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 BELLERIVE CT, SAINT CHARLES, MO 63303-4006 |
| Document Number | 20190710000348530 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 20190710000348530 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2034 |
The 2025 property tax bill for 2 Bellerive Ct was $3,488, up 6.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,172 (-) | $306,170 (-) Land $55,000 Building $251,170 | |
| 2025 | $3,488.00 (+6.83%) | $58,172 | $306,170 Land $55,000 Building $251,170 |
| 2024 | $3,265.00 | ||
| 2023 | $52,832 | ||
| 2022 | $278,061 Land $55,000 Building $223,061 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Bellerive Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Bellerive Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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