2 Bedford St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 2 Bedford St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	2,269 sqft · built 1985
Lot Size	0.204 acres (8,899 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Oct 1996)
Tax Bill	$12,497 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00020-04-00014`

Property Details

APN / Parcel Number

Primary APN	`05-00020-04-00014`
Alternative APNs	`05 00020-BB-00014` `050002000BB00014` `00001198`

Interior

Stories	2 Stories
Building Area	2,269 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	8,899 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2 BEDFORD ST
City	EDISON
State	NJ
Zip	08817-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	89X100
Legal Subdivision	EDISON WEST SEC 03
Legal Block	20.4
Legal Lot Number	14
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1016
Census Tract	1504

Owner

2 Bedford St is owned and occupied by two individuals who acquired it in October 2012.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 BEDFORD ST, EDISON, NJ 08817-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit M & T BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1996 · Amount on File
Deed Sale	Oct 29, 1996 · Amount on File
Deed Book / Page	4365 / 485
Last Transfer Date	Oct 10, 2012
Transfer Doc	0011190753
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2 BEDFORD ST, EDISON, NJ 08817-2202
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BEDFORD ST, EDISON, NJ 08817-2202

Mortgage

Document Number	0000004183
Date	Jan 21, 2026
Book Page	19930/162
Instrument	2026004183

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2 BEDFORD ST, EDISON, NJ 08817-2202
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004078
Date	Nov 17, 2017
Book Page	17011/0880
Instrument	201700004078

Lender

Name	M & T BANK
Type	Bank
Address	EDISON, NJ 08817

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2 BEDFORD ST, EDISON, NJ 08817-2202
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136387
Date	Dec 29, 2020
Book Page	18205/1891
Instrument	2020136387

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2 BEDFORD ST, EDISON, NJ 08817-2202
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BEDFORD ST, EDISON, NJ 08817-2202

Mortgage

Document Number	0000073756
Date	Aug 17, 2022
Book Page	19014/944
Instrument	2022073756

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 18, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2 Bedford St was $12,497.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Land $92,900 Building $117,100	$210,000 (-) Land $92,900 Building $117,100
2025	$12,497.00 (-0.03%)	$210,000 Land $92,900 Building $117,100	$210,000 Land $92,900 Building $117,100
2024	$12,501.00
2023		$210,000 Land $92,900 Building $117,100	$210,000 Land $92,900 Building $117,100
2022	$12,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Bedford St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Bedford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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