2 Beaver Ridge Ct, Elgin, SC 29045 Property Records

Richland County property record for 2 Beaver Ridge Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Lot Size	2.41 acres (104,980 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Sep 2021)
Tax Bill	$11,165 (2025)
Deeds & Mortgages	Sep 2021 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28804-01-03`

Property Details

APN / Parcel Number

Primary APN	`28804-01-03`
Alternative APNs	`R28804-01-03` `01685493`

Interior

Flooring	Wood

Exterior

Lot Area	104,980 sqft (2.41 acres)

Location & Zoning

Account Number	01685493
Street Address	2 BEAVER RIDGE CT
City	ELGIN
State	SC
Zip	29045-8289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 6 62.6X558.7X121.6X71.1X15.3X453.1 #SU THE RIDGE @ WOODCREEK #PR RB2575-2657 RB2204-1000
Legal Subdivision	THE RIDGE @ WOODCREEK
Legal Lot Number	6,62
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2098
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage PALMETTO CITIZENS FCU
Apr 20, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	202159165
Deed Book / Page	2661 / 2554
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0011672690
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 7, 2021
Property Address	2 BEAVER RIDGE CT, ELGIN, SC 29045-8289
Document Number	0026612554
Book / Page	2661 / 2554
Map Reference	MB 2575 PG 2657
Instrument Date	Sep 3, 2021
Instrument	2021059165
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BEAVER RIDGE DR, ELGIN, SC 29045-8211

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2 BEAVER RIDGE CT, ELGIN, SC 29045-8289
Document Number	2575/2641
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BEAVER RIDGE CT ELGIN SC 290458289, ELGIN, SC 29045-8289

Mortgage

Document Number	2575/2641
Date	Jan 12, 2021
Book Page	002575/002641
Instrument	2201

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 11, 2036

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 20, 2017
Property Address	2 BEAVER RIDGE CT, ELGIN, SC 29045-8289
Document Number	2204/1001
Book / Page	002204 / 001001
Instrument Date	Apr 20, 2017
Instrument	28105
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LA SALLE AVE PIEDMONT CA 946113530, PIEDMONT, CA 94611-3530

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,165.00 (+332.42%)
2023	$2,582.00 (-76.13%)
2021	$10,815.00	$18,300	$305,000 Land $305,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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