2 Bayshore Dr, Freeport, FL 32439 Property Records

Walton County property record for 2 Bayshore Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,044 sqft · built 1986
Lot Size	1.56 acres (68,128 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Nov 2021)
Tax Bill	$5,728 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19-1S-20-32000-019-0040`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32000-019-0040`
Alternative APN	`1032108`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,044 sqft Living Area
Gross Area	4,188 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,128 sqft (1.56 acres)
Lot Dimensions	44.5 ft deep x 30.8 ft wide
Garage Type	Finished
Garage Area	600 sqft
Porch	Porch
Porch Area	544 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032108
Street Address	2 BAYSHORE DR
City	FREEPORT
State	FL
Zip	32439-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT ON W LN OF SEC 19- 1S-20W, SAID PT BEING S 00 DEG 46'W 1747.7FT FROM NW/C OF LOT 2 FARMER'S UNREC S/D,S 89 DEG
Legal Range	20W
Legal Township	01S
Legal Section	19
Legal Subdivision	ACREAGE & UNREC
Legal Block	19
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3011
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 BAYSHORE DR, FREEPORT, FL 32439-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20210055418
Deed Book / Page	3224 / 1114
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 5, 2021
Property Address	2 BAYSHORE DR, FREEPORT, FL 32439-2103
Document Number	0032241114
Book / Page	3224 / 1114
Instrument Date	Oct 29, 2021
Instrument	20210055418
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 SILVER STREAM DR, 4820, CUMMING, GA 30040-0503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BAYSHORE DR, FREEPORT, FL 32439-2103

Mortgage

Document Number	32241118
Date	Nov 5, 2021
Instrument	3224/1118

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$749,448 (-1.8%) Land $491,280 Building $258,168	$749,448 (-1.8%) Land $491,280 Building $258,168
2024	$5,728.00 (+3.28%)
2023	$5,546.00 (+28.23%)	$763,153 (+53.31%) Land $497,780 Building $265,373	$763,153 (+53.31%) Land $497,780 Building $265,373
2022	$4,325.00	$497,781 Land $238,075 Building $259,706	$497,781 Land $238,075 Building $259,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50