2 Bay St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 2 Bay St, Chippewa Falls, WI 54729

Property Summary

Property TypeCommercial
Detailsbuilt 1889
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$200,000 (Apr 2024)
Tax Bill$2,694 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN22808-0641-6001-1512B

Property Details

APN / Parcel Number

Primary APN22808-0641-6001-1512B
Alternative APN
  • 211 0070

Interior

Units8 Units
Stories2 Stories

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Account Number211 0070
Street Address2 BAY ST
CityCHIPPEWA FALLS
StateWI
Zip54729-2661
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL PLAT LOT 9 THE NE 18' OF THE SE 82' & THE SE 82' OF LOT 12 BLK 15 (FORMER HIGHER GROUNDS COFFEE HOUSE)
Legal Range08W
Legal Township28N
Legal Section06
Legal SubdivisionORIGINAL PLAT
Legal Block15
Legal Lot Number9,12
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group1
Census Block1033
Census Tract10300

Owner

Source: Chippewa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18136 48TH AVE, CHIPPEWA FALLS, WI 54729-4139
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage
NICOLET NATIONAL BANK
Jan 4, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CITIZENS COMMUNITY FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Prior SaleJan 4, 2022 · Amount on Record
Deed Document Number2024949738
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address2 BAY ST, CHIPPEWA FALLS, WI 54729-2661
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000949739
DateApr 19, 2024
Instrument949739
Lender
NameNICOLET NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateJan 4, 2022
Property Address2 BAY ST, CHIPPEWA FALLS, WI 54729-2661
Document Number0000927502
Instrument DateDec 23, 2021
Instrument927502
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 MOORING LINE DR, CHIPPEWA FALLS, WI 54729-4518

Mortgage

Document Number0000927503
DateJan 4, 2022
Instrument927503
Lender
NameCITIZENS COMMUNITY FEDERAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,694.00 (-27.72%)$195,700 (-) Land $49,000 Building $146,700$201,800 (-20.46%)
2023$3,727.00$195,700 Land $49,000 Building $146,700$253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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