2 Atlantic St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 2 Atlantic St, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,296 sqft · built 2017
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Dec 2025)
Tax Bill	$7,224 (2026)
Deeds & Mortgages	May 2021 Refinance Dec 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SALE M:32 L:0189 S:802`

Property Details

APN / Parcel Number

Primary APN	`SALE M:32 L:0189 S:802`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,986 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,249 sqft (0.121 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 ATLANTIC ST
City	SALEM
State	MA
Zip	01970-4505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Lot Number	189
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2002
Census Tract	204101

Owner

2 Atlantic St, a condominium, is owned by an individual who bought it in December 2025.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 ATLANTIC ST, 2, SALEM, MA 01970-4505
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Dec 30, 2025	Condominium Deed, Transfer · Conventional Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Book / Page	43155 / 563
Transfer Doc	35506-197
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	2 ATLANTIC ST, SALEM, MA 01970-4505
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039896-147
Date	May 19, 2021
Book Page	39896/147
Instrument	20210519004240

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jun 1, 2040

December 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Dec 30, 2025
Property Address	2 ATLANTIC ST, SALEM, MA 01970-4505
Document Number	043155-563
Book / Page	43155 / 563
Instrument Date	Dec 30, 2025
Instrument	20251230001110
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ATLANTIC ST # 2, 2, SALEM, MA 01970-4505
Investor	Possibly a Property Investor

Mortgage

Document Number	20251230001120
Date	Dec 30, 2025
Instrument	20251230001120

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2 Atlantic St was $7,224, down 2.3% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,224.00 (-2.3%)	$670,100 (+2.78%) Building $670,100	$610,032
2025	$7,394.00 (+2.07%)	$652,000 (+4.59%) Building $652,000
2024	$7,244.00 (+6.26%)	$623,400 (+14.41%) Building $623,400
2023	$6,817.00	$544,900 Building $544,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Atlantic St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Atlantic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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