2 Ashby St, Cincinnati, OH 45218 Property Records

Hamilton County property record for 2 Ashby St, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1938
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2026)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0156-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0156-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	624 sqft
2nd Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	80.4 ft deep x 75 ft wide
Deck Area	Deck Area
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2 ASHBY ST
City	CINCINNATI
State	OH
Zip	45218-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ASHBY ST 75 X 80.44 PT LOT G-10
Legal Lot Number	G-10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2005
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 27, 2022	Warranty Deed, Transfer IVY POINTE TITLE LLC
Sep 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 20, 2019	Affidavit of Death ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	202645777
Deed Book / Page	15684 / 157
Prior Transfer Date	Mar 16, 2019
Prior Transfer Doc	0000020602
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2026
Property Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Document Number	0000045777
Book / Page	15684 / 157
Instrument Date	Jun 3, 2026
Instrument	202645777
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045778,
Date	Jun 10, 2026
Instrument	202645778

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ASHBY ST, CINCINNATI, OH 45218-1306

Mortgage

Document Number	0000069257
Date	Sep 28, 2023
Book Page	15010/803
Instrument	2023-0069257

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2022
Property Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Document Number	0000116045
Book / Page	14820 / 511
Instrument Date	Dec 16, 2022
Instrument	2022-0116045
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ASHBY ST, CINCINNATI, OH 45218-1306

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2017
Property Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Document Number	0000084803
Book / Page	013504 / 000641
Instrument Date	Sep 4, 2017
Instrument	84803
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 ASHBY ST CINCINNATI OH 452181306, CINCINNATI, OH 45218-1306

March 2019: Affidavit of Death

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2019
Property Address	2 ASHBY ST, CINCINNATI, OH 45218-1306
Document Number	0000020602
Book / Page	013878 / 000938
Instrument Date	Sep 4, 2017
Instrument	20602
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ASHBY ST CINCINNATI OH 452181306, CINCINNATI, OH 45218-1306

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00 (+5.3%)	$28,001 (+0.01%) Land $8,355 Building $19,646	$80,000 (-) Land $23,870 Building $56,130
2024	$2,039.00 (+10.51%)	$27,999 (-) Land $8,354 Building $19,645
2023	$1,845.00 (-8.12%)	$27,999 (+18.18%) Land $8,354 Building $19,645	$80,000 (+18.19%) Land $23,870 Building $56,130
2022	$2,008.00 Homeowner's exemption	$23,692 Land $6,983 Building $16,709
2020			$67,690 Land $19,950 Building $47,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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