2 Arrowhead Ln, Oakland, MD 21550 Property Records

Garrett County property record for 2 Arrowhead Ln, Oakland, MD 21550

Property Summary

Property Type	Condominium
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$420,750 (Aug 2020)
Tax Bill	$8,781 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-042495`

Property Details

APN / Parcel Number

Primary APN	`18-042495`
Alternative APN	`042495`

Exterior

Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	042495
Street Address	2 ARROWHEAD LN
City	OAKLAND
State	MD
Zip	21550-7125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 ARROWHEAD CONDOMINIUMS DEEP CREEK LAKE
Legal Subdivision	ARROWHEAD CONDOMINIUMS DEEP CREEK
Legal Lot Number	2
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1012
Census Tract	502

Owner

Source: Garrett County records · APN 18-042495

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11725 MORNINGMIST LN, COLUMBIA, MD 21044-4352
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2023	Intrafamily Transfer, Transfer
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Dec 04, 1991 · Amount on Record
Deed Book / Page	2224 / 352
Last Transfer Date	Jul 14, 2023
Transfer Doc	0025150442
Record Updated	Jun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Oct 02, 2023
Property Address	2 ARROWHEAD LN, OAKLAND, MD 21550-7125
Document Number	0025150442
Book / Page	2515 / 442
Map Reference	MB 2 PG 185
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11725 MORNINGMIST LN, COLUMBIA, MD 21044-4352

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 10, 2020
Property Address	2 ARROWHEAD LN, OAKLAND, MD 21550-7125
Document Number	0022240352
Book / Page	002224 / 000352
Instrument Date	Aug 04, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11725 MOMINGMIST LN COLUMBIA MD 21044, COLUMBIA, MD 21044

Mortgage

Document Number	22240355
Date	Aug 10, 2020
Book Page	002224/000355

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,781.00 (+46.4%)	$685,000 (+52.79%) Land $160,000 Building $525,000	$685,000 (-) Land $160,000 Building $525,000
2023	$5,998.00	$448,333	$685,000 Land $160,000 Building $525,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Shenandoah Telecommunications Company Cable	1,000 / 50

Based on FCC filings for 44 locations within half a mile of this property.

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