Cherokee County property record for 2 Arrow St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,288 sqft · built 1962 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Oct 2019) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727204002 |
| Primary APN | 0727204002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 675 sqft |
| Unfinished Basement | 613 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 134 sqft |
| Patio Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2 ARROW ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 EX S10' BLK 2 FISHMAN ADD 8089 |
| Legal Subdivision | FISHMAN ADD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 80102 |
2 Arrow St is owned and occupied by an individual who bought it in October 2019.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 ARROW ST, CHEROKEE, IA 51012-1274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Oct 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Prior Sale | Oct 2, 2009 · Amount on File |
| Deed Document Number | 20191951 |
| Deed Book / Page | 2019 / 1951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 2 ARROW ST, CHEROKEE, IA 51012-1274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002023/856 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 2023/856 |
| Instrument | 2023 0856 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Oct 1, 2019 |
| Property Address | 2 ARROW ST, CHEROKEE, IA 51012-1274 |
| Document Number | 2019/1951 |
| Book / Page | 2019 / 1951 |
| Instrument Date | Sep 29, 2019 |
| Instrument | 2019 1951 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ARROW ST, CHEROKEE, IA 51012-1274 |
| Document Number | 20191952 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019/1952 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 2 Arrow St was $1,710 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 | $126,150 (-) Land $13,050 Building $113,100 | $126,150 (-) Land $13,050 Building $113,100 |
| 2025 | $126,150 Land $13,050 Building $113,100 | $126,150 Land $13,050 Building $113,100 | |
| 2024 | $1,708.00 | ||
| 2023 | $113,080 (+29.26%) Land $13,050 Building $100,030 | $113,080 Land $13,050 Building $100,030 | |
| 2022 | $1,498.00 Homeowner's exemption | $87,480 Land $13,050 Building $74,430 | |
| 2021 | $87,480 Land $13,050 Building $74,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Arrow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 Arrow St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE WATER SUPPLY - PLANT 1 serves 5,199 people · EPA ID IA1811020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
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