2 Arraquat Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Arraquat Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	7 bd · 6.5 ba · 6,134 sqft · built 1920
Lot Size	1.34 acres (58,370 sqft)
Owner	Company Name on Record
Last Sale	$124,000 (Mar 1997)
Tax Bill	$72,144 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WEST M:172 B:1`

Property Details

APN / Parcel Number

Primary APN	`WEST M:172 B:1`
Alternative APNs	`M:172 B:1 L` `5041230`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	6,134 sqft Living Area
Gross Area	12,186 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5041230
Street Address	2 ARRAQUAT RD
City	WESTERLY
State	RI
Zip	02891-5504
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1093
Census Tract	51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7727 FISHER ISLAND DR, MIAMI BEACH, FL 33109-0925
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage CITIBANK
Sep 13, 2019	Deed of Trust, Mortgage CITIBANK
Jul 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 1997 · Amount on Record
Deed Sale	Mar 17, 1997 · Amount on Record
Deed Book / Page	637 / 74
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	2 ARRAQUAT RD, WESTERLY, RI 02891-5504
Document Number	2019-7109
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 ARRAQUAT RD WESTERLY RI 028915504, WESTERLY, RI 02891-5504

Mortgage

Document Number	2019-7109
Date	Oct 11, 2019
Book Page	002019/017109
Instrument	4363

Lender

Name	CITIBANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	2 ARRAQUAT RD, WESTERLY, RI 02891-5504
Document Number	2019-6567
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 ARRAQUAT RD WESTERLY RI 028915504, WESTERLY, RI 02891-5504

Mortgage

Document Number	2019-6567
Date	Oct 3, 2019
Book Page	002019/016567
Instrument	4222

Lender

Name	CITIBANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 27, 2017
Property Address	2 ARRAQUAT RD, WESTERLY, RI 02891-5504
Document Number	2017-3527
Book / Page	002017 / 013527
Instrument Date	Jul 26, 2017
Instrument	3307
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7727 FISHER ISLAND DR MIAMI BEACH FL 331090925, MIAMI BEACH, FL 33109-0925

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72,144.00 (+13.36%)	$10,146,800 (+53.37%) Land $7,865,300 Building $2,281,500	$8,665,968
2023	$63,643.00 (+0.63%)	$6,615,700 (-) Land $5,167,400 Building $1,448,300
2022	$63,246.00	$6,615,700 Land $5,167,400 Building $1,448,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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