2 Armas Ct, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Armas Ct, Cumberland, RI 02864 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,142 sqft · built 2009
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,231 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8878-56`

Property Details

APN / Parcel Number

Primary APN	`8878-56`
Alternative APN	`CUMB M:016 B:0911 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,142 sqft Living Area
Gross Area	7,512 sqft
1st Floor Area	1,748 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8878-56
Street Address	2 ARMAS CT
City	CUMBERLAND
State	RI
Zip	02864-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	911
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3017
Census Tract	11301

Owner

Source: Cumberland Town records · APN 8878-56

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Sep 26, 2022	Quit Claim Deed, Transfer Quitclaim
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
May 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 25, 2022
Transfer Doc	001941-657
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002005-563
Date	Jul 01, 2025
Book Page	2005/563
Instrument	150006

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 26, 2022
Property Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543
Document Number	001941-657
Book / Page	1941 / 657
Instrument Date	Aug 25, 2022
Instrument	135401
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543
Document Number	1840-727
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ARMAS CT CUMBERLAND RI 028645543, CUMBERLAND, RI 02864-5543

Mortgage

Document Number	1840-727
Date	Jun 01, 2020
Book Page	001840/000727
Instrument	114372

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	2 ARMAS CT, CUMBERLAND, RI 02864-5543
Document Number	1742-345
Book / Page	001742 / 000345
Instrument Date	May 02, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1742-345
Date	May 18, 2017
Book Page	001742/000345

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.74%

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,231.00 (+5.59%)	$915,300 (-) Land $181,900 Building $733,400
2023	$10,636.00 (+10.37%)	$915,300 (+42.37%) Land $181,900 Building $733,400
2022	$9,637.00	$642,900 Land $138,800 Building $504,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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