Lafayette County property record for 2 Argyle Ln, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,790 sqft · built 2003 |
| Lot Size | 0.028 acres (1,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $929,200 (Jul 2026) |
| Tax Bill | $10,013 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138C-28-292.00 |
| Primary APN | 138C-28-292.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,167 sqft |
| 2nd Floor Area | 824 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,255 sqft (0.028 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24098 |
|---|---|
| Street Address | 2 ARGYLE LN |
| City | OXFORD |
| State | MS |
| Zip | 38655-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 ARGYLE LANE PREV APN: 097A-28-157-A |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | ARGYLE LANE |
| Legal Unit | 2 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Lamar Historic District listed 2009 · 272 contributing resources · NRIS 09000112 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lafayette County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CARDINAL RD, COVINGTON, LA 70433-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed, Transfer · Line of Credit STONE BANK |
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit RIVERHILLS BANK |
| Sep 27, 2017 | Condominium Deed, Transfer · ARM RAYMOND JAMES BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 20266260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 14, 2026 |
| Property Address | 2 ARGYLE LN, OXFORD, MS 38655-4407 |
| Document Number | 0000006260 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20266260 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CARDINAL RD, COVINGTON, LA 70433-4504 |
| Document Number | 0000006261, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266261 |
| Name | STONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 2 ARGYLE LN, OXFORD, MS 38655-4407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2 ARGYLE LN, OXFORD, MS 38655-4407 |
| Document Number | 0202510889 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-10889 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 27, 2017 |
| Property Address | 2 ARGYLE LN, OXFORD, MS 38655-4407 |
| Document Number | 201708608 |
| Map Reference | CAB B SL91 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 201708608 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 N 14TH ST, 628, OXFORD, MS 38655-3220 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 ARGYLE LN, OXFORD, MS 38655-4407 |
| Document Number | 201708609 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 201708609 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,013.00 (+25.37%) Homeowner's exemption | $79,269 (+24.44%) | $792,690 (+24.44%) Land $80,000 Building $712,690 |
| 2023 | $7,987.00 Homeowner's exemption | $63,699 | $636,990 Land $80,000 Building $556,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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