2 Argosy Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 2 Argosy Ct, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,814 sqft · built 1989
Lot Size	0.301 acres (13,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$961,000 (Mar 2023)
Tax Bill	$11,599 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02793817`

Property Details

APN / Parcel Number

Primary APN	`09-02793817`
Alternative APN	`02793817`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,814 sqft Living Area
Gross Area	5,234 sqft
1st Floor Area	2,012 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,129 sqft (0.301 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02793817
Street Address	2 ARGOSY CT
City	GAITHERSBURG
State	MD
Zip	20878-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	C
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jul 11, 2019	Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Book / Page	66779 / 427
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0440740461
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 2, 2023
Property Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662
Document Number	0667790427
Book / Page	66779 / 427
Map Reference	MB 149 PL 17021
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662

Mortgage

Document Number	0066779436
Date	Mar 2, 2023
Instrument	66779/436

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621280144
Date	Mar 9, 2021
Book Page	62128/144

Lender

Name	HSBC BANK USA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.44%
Index	6-Month LIBOR
Margin	3
Max Rate	7.44%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 11, 2019
Property Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662
Document Number	0578490324
Book / Page	57849 / 324
Map Reference	MB 149 PL 17021
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 ARGOSY CT, GAITHERSBURG, MD 20878-2662

Mortgage

Document Number	57849342
Date	Jul 11, 2019
Instrument	57849/342

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.57%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.57%
Index	1-Year LIBOR
Max Rate	8.57%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,500 (+4.59%) Land $251,400 Building $647,100	$898,500 (-) Land $251,400 Building $647,100
2025	$11,599.00 (+5.14%)	$859,067 (+10.11%)	$898,500 (+15.16%) Land $251,400 Building $647,100
2024	$11,032.00 (+18.53%)
2023		$780,200 Land $251,400 Building $528,800	$780,200 Land $251,400 Building $528,800
2022	$9,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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