Middlesex County and Melrose City property record for 2 Ardsmoor Rd, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,802 sqft · built 1920 |
| Lot Size | 0.201 acres (8,747 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Jun 2020) |
| Tax Bill | $10,524 (2026) |
| Deeds & Mortgages | Jun 2023 Refinance Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0G9 P:0000005 |
| Primary APN | MELR M:0G9 P:0000005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 3,106 sqft |
| Basement Area | 1,052 sqft |
| Unfinished Basement | 1,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,747 sqft (0.201 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 ARDSMOOR RD |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 336202 |
2 Ardsmoor Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Oct 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jun 8, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jan 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Prior Sale | Nov 28, 2006 · Amount on File |
| Deed Document Number | 202087841 |
| Deed Book / Page | 74835 / 343 |
| Prior Transfer Date | Jun 3, 2020 |
| Prior Transfer Doc | 74835-343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0081670-95 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 81670/95 |
| Instrument | 65532 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79025-172 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 79025/172 |
| Instrument | 237248 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jun 8, 2020 |
| Property Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Document Number | 74835-343 |
| Book / Page | 74835 / 343 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 87841 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Document Number | 87842 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 87842 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 ARDSMOOR RD, MELROSE, MA 02176-3312 |
| Document Number | 68894-319 |
| Book / Page | 068894 / 000319 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68894-319 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 068894/000319 |
| Instrument | 24321 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
The 2026 property tax bill for 2 Ardsmoor Rd was $10,524, up 11,724.7% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,524.00 (+11,724.72%) | $917,500 (+1.26%) Land $494,300 Building $423,200 | $1,035,660 (+5.54%) |
| 2025 | $89.00 (-99.01%) | $906,100 (-) Land $494,300 Building $411,800 | $981,255 |
| 2024 | $8,998.00 (+5.81%) | $906,100 (+11.03%) Land $494,300 Building $411,800 | |
| 2023 | $8,504.00 | $816,100 Land $440,900 Building $375,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Ardsmoor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Ardsmoor Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
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