2 Ardennais Rd, Saint Peters, MO 63376 Property Records

St. Charles County property record for 2 Ardennais Rd, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,911 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$343,100 (Jun 2018)
Tax Bill	$4,919 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A850002536`

Property Details

APN / Parcel Number

Primary APN	`A850002536`
Alternative APN	`2-0110-5747-00-0059.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,911 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	2,165 sqft
Basement Area	770 sqft
Finished Basement	746 sqft
Unfinished Basement	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	1,107 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Patio Area	618 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850002536
Street Address	2 ARDENNAIS RD
City	SAINT PETERS
State	MO
Zip	63376-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	DROVERS CROSSING #3 LOT 59
Legal Subdivision	DROVERS CROSSING #3
Legal Lot Number	59
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3002
Census Tract	311311

Owner

2 Ardennais Rd is owned and occupied by two individuals who bought it in June 2018.

Source: St. Charles County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Mar 25, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS
Jun 19, 2018	Warranty Deed, Transfer NEIGHBORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2018342320
Deed Book / Page	6936 / 168
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 29, 2026
Property Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315
Document Number	0000030238
Instrument Date	Apr 20, 2026
Instrument	202630238
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315

Mortgage

Document Number	0000030238,
Date	Jun 29, 2026
Instrument	202630238

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Apr 20, 2051

Interest

Rate	6.22%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073281352
Date	Jun 24, 2020
Book Page	7328/1352
Instrument	20200624000433130

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315
Document Number	0072630292
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 ARDENNAIS RD ST PETERS MO 633762315, ST PETERS, MO 63376-2315

Mortgage

Document Number	0072630292
Date	Apr 6, 2020
Book Page	007263/000292
Instrument	208490

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 19, 2018
Property Address	2 ARDENNAIS RD, SAINT PETERS, MO 63376-2315
Document Number	0069360168
Book / Page	006936 / 000168
Instrument Date	Jun 15, 2018
Instrument	342320
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	STEWART TITLE/CALDWELL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 ARDENNAIS RD ST PETERS MO 633762315, ST PETERS, MO 63376-2315

Mortgage

Document Number	69360170
Date	Jun 19, 2018
Book Page	006936/000170
Instrument	342330

Lender

Name	NEIGHBORS CU
Address	4745 MEXICO RD, ST PETERS, MO 63376-2461

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Ardennais Rd was $4,919.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,919.00	$70,907	$373,193 Land $60,000 Building $313,193
2023		$64,764
2022			$340,861 Land $50,000 Building $290,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Ardennais Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Ardennais Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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