2 Arbor St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 2 Arbor St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 960 sqft · built 2003
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$4,041 (2026)
Deeds & Mortgages	Oct 2020 Refinance Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9993-05`

Property Details

APN / Parcel Number

Primary APN	`9993-05`
Alternative APN	`CUMB M:052 B:0063 L:000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9993-05
Street Address	2 ARBOR ST
City	CUMBERLAND
State	RI
Zip	02864-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	63
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1011
Census Tract	11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ARBOR ST, CUMBERLAND, RI 02864-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK
Oct 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 3, 2018	Deed, Transfer WELLS FARGO BANK NA
Dec 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	2020118053
Deed Book / Page	1858 / 887
Transfer Doc	1762-347
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	2 ARBOR ST, CUMBERLAND, RI 02864-1710
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859-302
Date	Oct 16, 2020
Book Page	1859/302
Instrument	118145

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 14, 2020
Property Address	2 ARBOR ST, CUMBERLAND, RI 02864-1710
Document Number	1858-887
Book / Page	001858 / 000887
Instrument Date	Oct 10, 2020
Instrument	118053
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ARBOR ST CUMBERLAND RI 028641710, CUMBERLAND, RI 02864-1710

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 3, 2018
Property Address	2 ARBOR ST, CUMBERLAND, RI 02864-1710
Document Number	1780-406
Book / Page	1780 / 406
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	17800410
Date	Aug 3, 2018
Instrument	01780/0410

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 22, 2017
Property Address	2 ARBOR ST, CUMBERLAND, RI 02864-1710
Document Number	1762-347
Book / Page	001762 / 000347
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 ARBOR ST CUMBERLAND RI 028641710, CUMBERLAND, RI 02864-1710

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,041.00 (-0.98%)	$403,700 (+21.38%) Land $178,400 Building $225,300	$439,181
2025	$4,081.00 (+5.59%)	$332,600 (-) Land $115,800 Building $216,800
2023	$3,865.00 (-2.37%)	$332,600 (+25.94%) Land $115,800 Building $216,800
2022	$3,959.00	$264,100 Land $91,000 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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