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2 Arbor Rd, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 2 Arbor Rd, Villas, NJ 08251

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1965
Lot Size0.217 acres (9,461 sqft)
Owner2 Individual Names on Record
Last Sale$444,900 (Jul 2025)
Tax Bill$3,999 (2024)
Deeds & MortgagesAug 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 2 more
APN05-00349-13-00001

Property Details

APN / Parcel Number

Primary APN05-00349-13-00001
Alternative APN
  • 0500349001300001

Interior

Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Construction TypeFrame
Lot Area9,461 sqft (0.217 acres)
Lot Dimensions110 ft deep x 86 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address2 ARBOR RD
CityVILLAS
StateNJ
Zip08251-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionOB349-LL1
Legal SubdivisionWILDWOOD VILLAS SEC 12
Legal Block349
Legal Lot Number1
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1022
Census Tract21803

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 UNION HILL RD, MANALAPAN, NJ 07726-4683
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Nov 26, 2018Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Aug 9, 2017Grant Deed, Transfer
SHORE TITLE
May 15, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleNov 26, 2018 · Amount on Record
Deed Document Number202570908
Deed Book / Page4233 / 684
Prior Transfer DateOct 31, 2006
Prior Transfer Doc0000000375
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address2 ARBOR RD, VILLAS, NJ 08251-1401
Document Number0062350792
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 ARBOR RD VILLAS NJ 082511401, VILLAS, NJ 08251-1401

Mortgage

Document Number0062350792
DateSep 2, 2020
Book Page006235/000792
Instrument28528
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateNov 26, 2018
Property Address2 ARBOR RD, VILLAS, NJ 08251-1401
Document Number0038250985
Book / Page003825 / 000985
Instrument DateNov 19, 2018
Instrument75799
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyTITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 ARBOR RD VILLAS NJ 082511401, VILLAS, NJ 08251-1401

Mortgage

Document Number60200948
DateNov 26, 2018
Book Page006020/000948
Instrument75800
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBLA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateAug 9, 2017
Property Address2 ARBOR RD, VILLAS, NJ 08251-1401
Document Number0037440527
Book / Page003744 / 000527
Instrument DateJul 28, 2017
Instrument24288
Transaction TypeTransfer
Record UpdatedOct 2, 2017
Title CompanySHORE TITLE

Transaction

AmountAmount Recorded
Tax$82.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address557 NUMMYTOWN RD CAPE MAY NJ 082044511, CAPE MAY, NJ 08204-4511

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCAPE MAY NJ
Recording DateMay 15, 2017
Property Address2 ARBOR RD, VILLAS, NJ 08251-1401
Document Number0037290869
Book / Page003729 / 000869
Instrument DateMay 9, 2017
Transaction TypeForeclosure
Record UpdatedJul 12, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,600 (-) Land $95,800 Building $101,800$197,600 (-) Land $95,800 Building $101,800
2025$197,600 (-) Land $95,800 Building $101,800$197,600 (-) Land $95,800 Building $101,800
2024$3,999.00 (+4.71%)
2023$197,600 Land $95,800 Building $101,800$197,600 Land $95,800 Building $101,800
2022$3,819.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies116 units insured
incl. 53 condo units
Nearby Flood Claims12 (1984–2021)
Claims Outside the SFHA8 of 12
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 904 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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