Buncombe County property record for 2 Arbor Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,940 sqft · built 1997 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900 (Dec 2020) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 675985-2020-202 |
| Primary APN | 675985-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 504 sqft |
| Basement Area | 1,156 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 192 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 675985-2020-202 |
|---|---|
| Street Address | 2 ARBOR RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-LD |
| Legal Description | SUBDIV: LAUREL ACRES LOT: 20 PLAT: 0062-0138 |
| Legal Subdivision | LAUREL ACRES |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3002 |
Source: Buncombe County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 ARBOR RD, SWANNANOA, NC 28778-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | May 30, 1996 · Amount on Record |
| Deed Book / Page | 5994 / 1400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 2 ARBOR RD, SWANNANOA, NC 28778-2770 |
| Document Number | 0059941400 |
| Book / Page | 5994 / 1400 |
| Map Reference | MB 62 PG 138 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 LARISSA DR, 141, CHARLESTON, SC 29414-9204 |
| Name | Verified Name |
|---|---|
| Address | 2 ARBOR RD, SWANNANOA, NC 28778-2770 |
| Document Number | 59941404 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 5994/1404 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 (+9.17%) | $444,200 (-) Land $49,200 Building $395,000 | $444,200 (-) Land $49,200 Building $395,000 |
| 2023 | $2,834.00 | $444,200 | $444,200 (-) Land $49,200 Building $395,000 |
| 2021 | $444,200 Land $49,200 Building $395,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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