Cecil County property record for 2 Apple Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1960 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,500 (May 1976) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-003949 |
| Primary APN | 03-003949 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,151 sqft (0.256 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 003949 |
|---|---|
| Street Address | 2 APPLE LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-4161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 2 - .256 ACRE 2 APPLE LANE MEADOWVIEW |
| Legal Subdivision | MEADOWVIEW |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30503 |
2 Apple Ln is owned and occupied by an individual who bought it in May 1976.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 APPLE LN, ELKTON, MD 21921-4161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 1976 · Amount on File |
| Deed Sale | May 3, 1976 · Amount on File |
| Deed Book / Page | 359 / 972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 2 APPLE LN, ELKTON, MD 21921-4161 |
| Document Number | 5805000011 |
| Book / Page | 5805 / 11 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 2 APPLE LN, ELKTON, MD 21921-4161 |
| Document Number | 5805000011, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5805/11 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 2 APPLE LN, ELKTON, MD 21921-4161 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0048690480 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 4869/480 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 2 Apple Ln was $1,354.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,700 (+14.46%) | $177,500 (+43.38%) Land $67,000 Building $110,500 | |
| 2025 | $1,354.00 | $123,800 Land $40,800 Building $83,000 | $123,800 Land $40,800 Building $83,000 |
| 2023 | $545.00 | $112,733 | $123,800 Land $40,800 Building $83,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Apple Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Apple Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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