2 Anderson Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 2 Anderson Cir, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,039 sqft · built 1994
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$829,900 (Jun 2016)
Tax Bill$15,630 (2025)
Deeds & MortgagesFeb 2021 Refinance
Mar 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNANDO M:00119 B:00291 L:0000B

Property Details

APN / Parcel Number

Primary APNANDO M:00119 B:00291 L:0000B

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,039 sqft Living Area
Gross Area7,322 sqft
Basement Area1,604 sqft
Unfinished Basement1,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address2 ANDERSON CIR
CityANDOVER
StateMA
Zip01810-6075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionANDERSON CIRCLE
Legal Block291
Legal Lot NumberB
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2003
Census Tract254301

Owner

2 Anderson Cir is owned and occupied by two individuals who bought it in June 2016.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2 ANDERSON CIR, ANDOVER, MA 01810-6075
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Mar 26, 2021Deed of Trust, Mortgage · Line of Credit
HANSCOM FCU
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
HANSCOM FCU
Dec 8, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2016 · Amount on File
Deed SaleJun 13, 2016 · Amount on File
Prior SaleMar 17, 2010 · Amount on File
Deed Book / Page14662 / 337
Transfer Doc014662-337
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 ANDERSON CIR, ANDOVER, MA 01810-6075
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number016786-340
DateFeb 24, 2021
Book Page16786/340
Instrument6343
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 ANDERSON CIR, ANDOVER, MA 01810-6075
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number016843-173
DateMar 26, 2021
Book Page16843/173
Instrument10129
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 ANDERSON CIR, ANDOVER, MA 01810-6075
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number017504-134
DateJul 11, 2022
Book Page17504/134
Instrument16404
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 ANDERSON CIR, ANDOVER, MA 01810-6075
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number017891-207
DateDec 8, 2023
Book Page17891/207
Instrument20250
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2 Anderson Cir was $15,630, up 4.4% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,630.00 (+4.37%)$1,251,400 (+7.63%) Land $513,400 Building $738,000$1,315,655
2024$14,976.00 (+6.69%)$1,162,700 (+13.15%) Land $481,800 Building $680,900
2023$14,037.00$1,027,600 Land $411,900 Building $615,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Anderson Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1987–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Anderson Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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