2 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1990
Lot Size	0.547 acres (23,827 sqft)
Owner	2 Companies on Record
Last Sale	$345,000 (Sep 2025)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18A 9 79`

Property Details

APN / Parcel Number

Primary APN	`18A 9 79`
Alternative APN	`2836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	1,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,827 sqft (0.547 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	216 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2836
Street Address	2 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230002840 KNOLLWOOD-9 LOT 79 23,813 SF
Legal Subdivision	KNOLLWOOD SECTION
Legal Block	7
Legal Lot Number	79
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1015
Census Tract	20103

Owner

Source: Fluvanna County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jul 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 23, 2006	Deed of Trust, Mortgage · Conventional Mortgage CTX MORTGAGE CO LLC
Oct 23, 2025	Intrafamily Transfer, Transfer
Sep 18, 2025	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 12, 2023	Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	20252888
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000003248
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001902496
Date	Aug 21, 2019
Instrument	1902496

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000797/305
Date	Jul 2, 2009
Book Page	797/305
Instrument	2611

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

Interest

Rate	4.87%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000697/197
Date	Aug 23, 2006
Book Page	697/197
Instrument	4990

Lender

Name	CTX MORTGAGE CO LLC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2046

Interest

Rate	7.25%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Oct 23, 2025
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	0250003248
Instrument Date	Oct 14, 2025
Instrument	250003248
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 AMETHYST RD, PALMYRA, VA 22963-2415

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 18, 2025
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	0250002888
Map Reference	MB 94 PG 289
Instrument Date	Sep 12, 2025
Instrument	250002888
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 AMETHYST RD, PALMYRA, VA 22963-2415

Mortgage

Document Number	0250002889
Date	Sep 18, 2025
Instrument	250002889

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 12, 2023
Property Address	2 AMETHYST RD, PALMYRA, VA 22963-2415
Document Number	0230002840
Map Reference	DB 94 PG 288
Instrument Date	Oct 9, 2023
Instrument	230002840
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 AMETHYST RD, PALMYRA, VA 22963-2415

Mortgage

Document Number	0230002841
Date	Oct 12, 2023
Instrument	230002841

Lender

Name	NFM INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,800 (-) Land $30,000 Building $233,800	$263,800 (-) Land $30,000 Building $233,800
2025	$1,991.00 (+0.66%)	$263,800 (+24.91%) Land $30,000 Building $233,800	$263,800 (+24.91%) Land $30,000 Building $233,800
2024	$1,978.00 (+11%)
2023		$211,200 Land $30,000 Building $181,200	$211,200 Land $30,000 Building $181,200
2022	$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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