2 Alder Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 2 Alder Rd, Annapolis, MD 21403 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,146 sqft · built 1954
Lot Size	0.225 acres (9,780 sqft)
Owner	Individual Name on File
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-955-04378700`

Property Details

APN / Parcel Number

Primary APN	`06-955-04378700`
Alternative APNs	`6-955-04378700` `95504378700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,780 sqft (0.225 acres)
Porch	Enclosed Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	95504378700
Street Address	2 ALDER RD
City	ANNAPOLIS
State	MD
Zip	21403-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BK B PL 1 VICTOR HAVEN
Legal Subdivision	VICTOR HAVEN
Legal Block	B
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	706303

Owner

Source: Anne Arundel County records · APN 06-955-04378700

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 24, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN HERITAGE LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2003
Deed Sale	Feb 11, 2003
Deed Document Number	20031922
Deed Book / Page	12554 / 89
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 29, 2026
Property Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708
Document Number	4257000483
Book / Page	42576 / 483
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708

Mortgage

Document Number	4257000483,
Date	Jul 29, 2026
Book Page	42576/483

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate	6.49%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392060230
Date	Oct 17, 2022
Book Page	39206/230

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0352520441
Date	Sep 22, 2020
Book Page	35252/441

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 ALDER RD, ANNAPOLIS, MD 21403-2708
Document Number	0313750060
Book / Page	031375 / 000060
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 ALDER RD ANNAPOLIS MD 214032708, ANNAPOLIS, MD 21403-2708

Mortgage

Document Number	0313750060
Date	Sep 21, 2017
Book Page	031375/000060

Lender

Name	AMERICAN HERITAGE LNDG
Address	COSTA MESA, CA 92627

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 (+7.58%) Homeowner's exemption	$322,600 (+36.46%)	$365,700 (+54.7%) Land $270,200 Building $95,500
2024	$3,060.00 (+7.71%)
2023	$2,841.00 Homeowner's exemption	$236,400 Land $140,100 Building $96,300	$236,400 Land $140,100 Building $96,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037063031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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