2 Alameda Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 2 Alameda Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,480 sqft · built 2005
Lot Size	0.145 acres (6,312 sqft)
Owner	2 Trust Names on File
Last Sale	$1,900,000 (Aug 2018)
Tax Bill	$25,684 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-053-090`

Property Details

APN / Parcel Number

Primary APN	`048-053-090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,330 sqft
2nd Floor Area	1,150 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,312 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
View / Lot	Corner
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2 ALAMEDA AVE
City	HALF MOON BAY
State	CA
Zip	94019-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C30000
Legal Description	LOTS 1 & 2 BLK 11 MIRAMAR BEACH RSM 4/11
Legal Subdivision	MIRAMAR BEACH
Legal Block	11
Legal Lot Number	1,2
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2009
Census Tract	613502

Owner

2 Alameda Ave is owner-occupied and held in a trust since November 2019.

Source: San Mateo County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Dec 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 3, 2018	Grant Deed, Transfer FIORE 1988 LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	201860832
Last Transfer Date	Nov 26, 2019
Transfer Doc	0000103852
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361

Mortgage

Document Number	0000004215
Date	Jan 11, 2021
Instrument	2021-004215

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Type Change Date	Feb 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 6, 2019
Property Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361
Document Number	0000103852
Map Reference	MB 4 PG 11
Instrument Date	Nov 26, 2019
Instrument	2019-103852
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361

Mortgage

Document Number	0000103853
Date	Dec 6, 2019
Instrument	2019-103853

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	10.9%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 3, 2018
Property Address	2 ALAMEDA AVE, HALF MOON BAY, CA 94019-1361
Document Number	0000060832
Instrument Date	Aug 1, 2018
Instrument	60832
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	238 TOWNSEND ST SAN FRANCISCO CA 941071720, SAN FRANCISCO, CA 94107-1720

Mortgage

Document Number	60833
Date	Aug 3, 2018
Instrument	60833

Lender

Name	FIORE 1988 LIVING TRUST (LT)
Address	238 TOWNSEND ST, SAN FRANCISCO, CA 94107-1720

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Alameda Ave was $25,684 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,161,870 (+2%) Land $512,020 Building $1,649,850
2025	$25,684.00 Homeowner's exemption	$2,119,481 Land $501,981 Building $1,617,500
2023	$23,176.00 (+1.78%) Homeowner's exemption	$2,037,182 Land $482,490 Building $1,554,692	$2,688,660
2022	$22,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Alameda Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Alameda Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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