2 Adams Cir, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 2 Adams Cir, North Smithfield, RI 02896

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,600 sqft · built 1986
Lot Size1.49 acres (65,077 sqft)
Owner2 Individual Names on File
Last Sale$426,000 (Apr 2017)
Tax Bill$8,831 (2025)
Deeds & MortgagesApr 2020 Refinance
Aug 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNNSMI M:0006 L:0325

Property Details

APN / Parcel Number

Primary APNNSMI M:0006 L:0325
Alternative APN
  • 4042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,600 sqft Living Area
Gross Area8,564 sqft
1st Floor Area2,230 sqft
Basement Area1,684 sqft
Unfinished Basement1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,077 sqft (1.49 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4042
Street Address2 ADAMS CIR
CityNORTH SMITHFIELD
StateRI
Zip02896-6953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number325
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group2
Census Block2013
Census Tract12801

Owner

2 Adams Cir is owned and occupied by two individuals who bought it in April 2017.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2 ADAMS CIR, NORTH SMITHFIELD, RI 02896-6953
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Aug 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Apr 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
ADMIRALS BK
Apr 11, 2017Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2017 · Amount on File
Deed SaleApr 11, 2017 · Amount on File
Prior SaleDec 11, 2014 · Amount on File
Deed Book / Page743 / 30
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address2 ADAMS CIR, NORTH SMITHFIELD, RI 02896-6953
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000847-152
DateApr 24, 2020
Book Page847/152
Instrument42090
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address2 ADAMS CIR, NORTH SMITHFIELD, RI 02896-6953
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000911-25
DateAug 16, 2021
Book Page911/25
Instrument46444
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address2 ADAMS CIR, NORTH SMITHFIELD, RI 02896-6953
Document Number787-189
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ADAMS CIR NORTH SMITHFIELD RI 028966953, NORTH SMITHFIELD, RI 02896-6953

Mortgage

Document Number787-189
DateJul 12, 2018
Book Page000787/000189
Lender
NameADMIRALS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 11, 2033

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH SMITHFIELD RI
Recording DateApr 11, 2017
Property Address2 ADAMS CIR, NORTH SMITHFIELD, RI 02896-6953
Document Number743-30
Book / Page000743 / 000030
Instrument DateApr 10, 2017
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$426.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 ADAMS CIR NORTH SMITHFIELD RI 028966953, NORTH SMITHFIELD, RI 02896-6953

Mortgage

Document Number743-33
DateApr 11, 2017
Book Page000743/000033
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Adams Cir was $8,831.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,831.00$767,900 Land $171,700 Building $596,200$811,432
2023$7,823.00 (+2.44%)$549,000 (-) Land $143,100 Building $405,900
2022$7,637.00$549,000 Land $143,100 Building $405,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Adams Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Adams Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 77% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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