Cape May County and Stone Harbor Borough property record for 2 98th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,602 sqft · built 2025 |
| Lot Size | 0.245 acres (10,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,400,000 (Nov 2016) |
| Tax Bill | $31,007 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 10-00097-01-00009-01 |
| Primary APN | 10-00097-01-00009-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,602 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame |
| Lot Area | 10,668 sqft (0.245 acres) |
| Lot Dimensions | 110 ft deep x 97 ft wide |
| Street Address | 2 98TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ADDITIONAL LOTS: L11.01,13.01,15.01 |
| Legal Block | 97.1 |
| Legal Lot Number | 9.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 20901 |
2 98th St is owned by two individuals who bought it in November 2016.
Source: Cape May County and Stone Harbor Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3150 COFFEETOWN RD, OREFIELD, PA 18069-2511 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on File |
| Deed Sale | Nov 28, 2016 · Amount on File |
| Prior Sale | Jun 28, 1999 · Amount on File |
| Deed Document Number | 20166089 |
| Deed Book / Page | 3703 / 897 |
| Prior Transfer Date | Sep 29, 2016 |
| Prior Transfer Doc | 0037030897 |
| Record Updated | Oct 29, 2026 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,724,700 (+141.92%) Land $6,600,600 Building $2,124,100 | $8,724,700 (+141.92%) Land $6,600,600 Building $2,124,100 | |
| 2025 | $3,606,500 Land $3,606,500 | $3,606,500 Land $3,606,500 | |
| 2024 | $31,007.00 | ||
| 2023 | $4,145,400 (-) Land $3,606,500 Building $538,900 | $4,145,400 (-) Land $3,606,500 Building $538,900 | |
| 2022 | $28,686.00 (+5.49%) | $4,145,400 Land $3,606,500 Building $538,900 | $4,145,400 Land $3,606,500 Building $538,900 |
| 2021 | $27,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 98th St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 98th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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