2 5th St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 2 5th St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1910
Lot Size	0.05 acres (2,170 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2019)
Tax Bill	$5,271 (2026)
Deeds & Mortgages	Jul 2021 Refinance Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:41D B:0012 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:41D B:0012 L:0`
Alternative APN	`3852`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
Gross Area	2,679 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,170 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3852
Street Address	2 5TH ST
City	IPSWICH
State	MA
Zip	01938-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IR
Legal Block	12
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	3
Census Block	3000
Census Tract	223300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ipswich Mills Historic District listed 1996 · 84 contributing resources · NRIS 96000923

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 5th St is owned and occupied by an individual who bought it in August 2019.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 5TH ST, IPSWICH, MA 01938-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT
Aug 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	2019815001980
Deed Book / Page	37755 / 286
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	2 5TH ST, IPSWICH, MA 01938-2107
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040060-377
Date	Jul 7, 2021
Book Page	40060/377
Instrument	20210707003570

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	2 5TH ST, IPSWICH, MA 01938-2107
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36329-431
Date	Nov 14, 2017
Book Page	36329/431
Instrument	357

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Aug 15, 2019
Property Address	2 5TH ST, IPSWICH, MA 01938-2107
Document Number	37755-286
Book / Page	037755 / 000286
Instrument Date	Aug 15, 2019
Instrument	1908151980
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 5TH ST IPSWICH MA 019382107, IPSWICH, MA 01938-2107

Mortgage

Document Number	37755-288
Date	Aug 15, 2019
Book Page	037755/000288
Instrument	1908151990

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 5th St was $5,271, up 0.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,271.00 (+0.32%)	$489,000 (+3.78%) Land $146,100 Building $342,900	$636,468 (+9.01%)
2025	$5,254.00 (+1.08%)	$471,200 (+3.15%) Land $137,700 Building $333,500	$583,870
2024	$5,198.00 (+6.26%)	$456,800 (+14.2%) Land $164,900 Building $291,900
2023	$4,892.00	$400,000 Land $136,100 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures