2 1st St SE, Cook, MN 55723 Property Records

St. Louis County property record for 2 1st St SE, Cook, MN 55723

Property Summary

Property Type	Commercial
Details	1,052 sqft · built 1990
Lot Size	0.138 acres (6,027 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (May 2022)
Tax Bill	$778 (2026)
Deeds & Mortgages	May 2022 Sale Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`120-0010-02700`

Property Details

APN / Parcel Number

Primary APN	`120-0010-02700`
Alternative APNs	`1112875` `1186120`

Interior

Building Area	1,052 sqft Gross Area
1st Floor Area	1,052 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Lot Area	6,027 sqft (0.138 acres)
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	1186120
Street Address	2 1ST ST SE
City	COOK
State	MN
Zip	55723-8035
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 THRU 3 EX E 60 FT SERIAL #
Legal Subdivision	ASHAWA
Legal Block	11
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4058
Census Tract	15200

Owner

2 1st St SE, a commercial property, is owned by an individual who bought it in May 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2 1ST ST SE, COOK, MN 55723-8035
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, UP NORTH TITLE INC
Aug 13, 2020	Warranty Deed, Transfer · Line of Credit NORTH STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	20221443153
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 17, 2022
Property Address	2 1ST ST SE, COOK, MN 55723-8035
Document Number	0001443153
Instrument Date	May 2, 2022
Instrument	1443153
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, UP NORTH TITLE INC

Transaction

Amount	Amount on Record
Tax	$138.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1923 VERMILION DR, COOK, MN 55723-8040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 13, 2020
Property Address	2 1ST ST SE, COOK, MN 55723-8035
Document Number	00A1387823
Instrument Date	Aug 4, 2020
Instrument	A1387823
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7590 ARTIC WAY BRITT MN 557103002, BRITT, MN 55710-3002

Mortgage

Document Number	A1387824
Date	Aug 13, 2020
Instrument	A1387824

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2 1st St SE was $778, up 11.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 (+11.46%)
2025	$698.00 (-1.41%)	$44,700 (+104.11%) Land $9,800 Building $34,900	$44,700 (+104.11%) Land $9,800 Building $34,900
2024	$708.00 (-8.53%)	$21,900 Land $8,000 Building $13,900	$21,900 Land $8,000 Building $13,900
2023	$774.00
2022		$21,900 (-) Land $8,000 Building $13,900	$21,900 (-) Land $8,000 Building $13,900
2021		$21,900 Land $8,000 Building $13,900	$21,900 Land $8,000 Building $13,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 1st St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 1st St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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