2 1st St, Lincoln, RI 02865 Property Records

Lincoln Town property record for 2 1st St, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1958
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Aug 2015)
Tax Bill$5,111 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN6-48749-99

Property Details

APN / Parcel Number

Primary APN6-48749-99
Alternative APN
  • LINC M:17 L:042.0 U

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area2,140 sqft
1st Floor Area1,300 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6-48749-99
Street Address2 1ST ST
CityLINCOLN
StateRI
Zip02865-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS12
Legal Lot Number42.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2021
Census Tract11702

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 1ST ST, LINCOLN, RI 02865-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CREDIT UNION
Mar 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SHAMROCK HOME LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2015 · Amount on Record
Deed SaleAug 31, 2015 · Amount on Record
Deed Book / Page1961 / 82
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Recording DateMay 8, 2026
Property Address2 1ST ST, LINCOLN, RI 02865-3903
Document Number0000011573
Book / Page2590 / 238
Instrument DateMay 4, 2026
Instrument202611573
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 1ST ST, LINCOLN, RI 02865-3903

Mortgage

Document Number002590-238,
DateMay 8, 2026
Book Page2590/238
Instrument202611573
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address2 1ST ST, LINCOLN, RI 02865-3903
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2319-120
DateMar 8, 2021
Book Page2319/120
Instrument20210000001229
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,111.00 (+13.78%)$378,000 (+38.77%) Land $204,500 Building $173,500$424,077
2023$4,492.00$272,400 Land $132,200 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on 1st St

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