2 133rd St, Unit 704, Ocean City, MD 21842 Property Records

Worcester County property record for 2 133rd St, Unit 704, Ocean City, MD 21842

Property Summary

Property Type	Condominium
Details	1 ba · 736 sqft · built 1973
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2023)
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-163900`

Property Details

APN / Parcel Number

Primary APN	`10-163900`
Alternative APN	`163900`

Interior

Full Baths	1 Bath
Building Area	736 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Block
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	163900
Street Address	2 133RD ST, 704
City	OCEAN CITY
State	MD
Zip	21842-9054
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	U 704 BTW 133RD & 134TH STS SAILS II CM
Legal Subdivision	SAILS 02 CM
Jurisdiction	WORCESTER MD
Township / Civil Division	7, OCEAN CITY
Census Block Group	1
Census Block	1009
Census Tract	950300

Owner

2 133rd St, Unit 704 is owned by two individuals who bought it in September 2023.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8108 PLUM CREEK DR, GAITHERSBURG, MD 20882-4447
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 10, 2020	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Jun 10, 2020 · Amount on File
Deed Book / Page	8643 / 84
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 26, 2023
Property Address	2 133RD ST UNIT 704, 704, OCEAN CITY, MD 21842-9054
Document Number	0086430084
Book / Page	8643 / 84
Map Reference	MB FWH 32 FO 58-60
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	TITLE NATION LLC, TITLE NATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8108 PLUM CREEK DR, GAITHERSBURG, MD 20882-4447

Mortgage

Document Number	0086430089
Date	Sep 26, 2023
Instrument	8643-0089

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	12.7%
Max Rate	12.7%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 10, 2020
Property Address	2 133RD ST UNIT 704, 704, OCEAN CITY, MD 21842-9054
Document Number	0076760463
Book / Page	7676 / 463
Map Reference	MB WH 32 FO 58-60
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2502 W HIGHLAND ST, ALLENTOWN, PA 18104-3676

Mortgage

Document Number	0007676469
Date	Jun 10, 2020
Instrument	7676/469

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 133rd St, Unit 704 was $3,790, up 6.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Ocean City Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 (+6.85%)	$279,600 Land $195,700 Building $83,900	$279,600 Land $195,700 Building $83,900
2025	$3,547.00
2023	$3,101.00	$220,000 Land $154,000 Building $66,000	$220,000 Land $154,000 Building $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 133rd St, Unit 704 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3,836 units insured incl. 3,676 condo units
Nearby Flood Claims	203 (1978–2018)
Claims Outside the SFHA	83 of 203
Most Recent Claim	Jun 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 133rd St, Unit 704 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Eastern Shore Communications.

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