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2 10th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2 10th Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.261 acres (11,372 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Nov 2020)
Tax Bill$1,828 (2026)
Deeds & MortgagesNov 2020 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.01131.00

Property Details

APN / Parcel Number

Primary APN17.01131.00

Exterior

Lot Area11,372 sqft (0.261 acres)

Location & Zoning

Street Address2 10TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-008 BLOCK-004 S 70.06 FT OF LOTS 8 & 9
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEASTERN PARK ADDN TO ST CLOUD
Legal Block4
Legal Lot Number8-9
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract21201

Owner

2 10th Ave NE is owned and occupied by two individuals who bought it in November 2020.

Source: Benton County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2 10TH AVE NE, SAINT CLOUD, MN 56304-0911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Affidavit, Transfer
EDINA REALTY TITLE, EDINA REALTY TITLE INC
Nov 20, 2020Warranty Deed, Transfer · Conventional Mortgage
LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Deed Document Number2020447624
Prior Transfer DateOct 23, 2020
Prior Transfer Doc447623
Record UpdatedSep 20, 2026

November 2020: Affidavit, Transfer

Document TypeAffidavit
JurisdictionBENTON MN
Recording DateNov 20, 2020
Property Address2 10TH AVE NE, SAINT CLOUD, MN 56304-0911
Document Number447623
Instrument DateOct 23, 2020
Instrument447623
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 10TH AVE NE, SAINT CLOUD, MN 56304-0911

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateNov 20, 2020
Property Address2 10TH AVE NE, SAINT CLOUD, MN 56304-0911
Document Number447624
Instrument DateSep 30, 2020
Instrument447624
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$392.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2 10TH AVE NE, SAINT CLOUD, MN 56304-0911

Mortgage

Document Number0000447625
DateNov 20, 2020
Instrument447625
Lender
NameLIBERTY BANK MINNESOTA
TypeBank
AddressSAINT CLOUD, MN 56301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 10th Ave NE was $1,828 with a homeowner's exemption, up 17% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,828.00 (+17.03%) Homeowner's exemption$154,300 (+7.9%) Land $30,000 Building $124,300$154,300 (+7.9%) Land $30,000 Building $124,300
2025$1,562.00 Homeowner's exemption$143,000 Land $30,000 Building $113,000$143,000 Land $30,000 Building $113,000
2023$1,492.00$143,000 Land $30,000 Building $113,000$143,000 Land $30,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 10th Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2 10th Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

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