1S774 Carrol Gate Rd, Wheaton, IL 60189 Property Records

DuPage County property record for 1S774 Carrol Gate Rd, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,064 sqft · built 1980
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$466,500 (Dec 2019)
Tax Bill	$11,870 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-20-314-016`

Property Details

APN / Parcel Number

Primary APN	`05-20-314-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,064 sqft Living Area
Gross Area	4,908 sqft
Basement Area	1,268 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	15 ft deep x 9 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1S774 CARROL GATE RD
City	WHEATON
State	IL
Zip	60189-7372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHEATON TERRACE S 30 FT ALL
Legal Subdivision	WHEATON TERRACE
Legal Block	3
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2013
Census Tract	842602

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1478 CARRIAGE OAKS CT, DYER, IN 46311-1991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit WHEATON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Oct 9, 1996 · Amount on Record
Deed Document Number	2019114613
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 10, 2019
Property Address	1S774 CARROL GATE RD, WHEATON, IL 60189-7372
Document Number	0000114613
Instrument Date	Nov 15, 2019
Instrument	114613
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 FRANKLIN AVE RIVER FOREST IL 603051756, RIVER FOREST, IL 60305-1756

Mortgage

Document Number	114614
Date	Dec 10, 2019
Instrument	114614

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1S774 CARROL GATE RD, WHEATON, IL 60189-7372
Document Number	0000110420
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1S774 CARROL GATE RD WHEATON IL 601897372, WHEATON, IL 60189-7372

Mortgage

Document Number	0000110420
Date	Oct 26, 2017
Instrument	110420

Lender

Name	WHEATON BK&TR
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,870.00 (+5.58%)	$228,475 (+24.68%) Land $43,327 Building $185,148	$685,425 (+24.68%) Land $129,981 Building $555,444
2022	$11,243.00	$183,250 Land $34,750 Building $148,500	$549,750 Land $104,250 Building $445,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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