1S640 Winfield Rd, Wheaton, IL 60189 Property Records

DuPage County property record for 1S640 Winfield Rd, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	2,633 sqft · built 1994
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2021)
Tax Bill	$16,806 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-400-012`

Property Details

APN / Parcel Number

Primary APN	`04-23-400-012`

Interior

Stories	2 Stories
Building Area	2,633 sqft Living Area
Gross Area	3,962 sqft
1st Floor Area	1,554 sqft
Basement Area	1,329 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	110,207 sqft
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1S640 WINFIELD RD
City	WHEATON
State	IL
Zip	60189-3380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HEIRLOOM ACRES UNIT 3 SELY 315 FT MEAS ON NELY LN LOT 8 X ELY 227.78 FT MEAS ON N LN
Legal Subdivision	HEIRLOOM ACRES
Legal Lot Number	8
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	3
Census Block	3000
Census Tract	841603

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	202110914
Prior Transfer Date	Mar 9, 2017
Prior Transfer Doc	0000024864
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380

Mortgage

Document Number	0000049681
Date	May 19, 2022
Instrument	R2022-049681

Lender

Name	ALLIANT CREDIT UNION
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011714
Date	Feb 1, 2022
Instrument	R2022-011714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 21, 2021
Property Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380
Document Number	0000010914
Map Reference	DOC 793563
Instrument Date	Jan 13, 2021
Instrument	R2021-010914
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380

Mortgage

Document Number	0000010915
Date	Jan 21, 2021
Instrument	R2021-010915

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate	3%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 14, 2017
Property Address	1S640 WINFIELD RD, WHEATON, IL 60189-3380
Document Number	0000024864
Instrument Date	Mar 9, 2017
Instrument	24864
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1S640 WINFIELD RD WHEATON IL 601893380, WHEATON, IL 60189-3380

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,806.00 (+7.64%)	$233,850 (+20.62%) Land $89,476 Building $144,374	$701,550 (+20.62%) Land $268,428 Building $433,122
2022	$15,613.00 Homeowner's exemption	$193,880 Land $69,860 Building $124,020	$581,640 Land $209,580 Building $372,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1996–2013)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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