Kane County property record for 1N988 Mulhern Dr, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | built 2000 |
| Lot Size | 2.22 acres (96,783 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $442,500 (May 2019) |
| Tax Bill | $13,766 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-03-226-001 |
| Primary APN | 11-03-226-001 |
|---|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 96,783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 1N988 MULHERN DR |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DILLONFIELD OF LA FOX UNIT NO. 5 PT LOT 66 IN TC BB032 |
| Legal Subdivision | DILLONFIELD OF LA FOX |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 854507 |
1N988 Mulhern Dr is owner-occupied and held in a trust since August 2025.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 201918050 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0000034118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000051888 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025K051888 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003079 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020K003079 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000078199 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020K078199 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2020 |
| Property Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Document Number | 0000032812 |
| Instrument Date | May 28, 2020 |
| Instrument | 32812 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1N988 MULHERN DR ELBURN IL 601199038, ELBURN, IL 60119-9038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 7, 2019 |
| Property Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Document Number | 0000018050 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019K018050 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1N988 MULHERN DR, ELBURN, IL 60119-9038 |
| Document Number | 0000018051 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019K018051 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 1N988 Mulhern Dr was $13,766.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,766.00 Homeowner's exemption | $210,050 (+8.89%) Land $43,609 Building $166,441 | $630,402 (+8.89%) Land $130,879 Building $499,523 |
| 2024 | $192,901 Land $40,049 Building $152,852 | $578,935 Land $120,195 Building $458,739 | |
| 2022 | $11,302.00 (+3.38%) Homeowner's exemption | $148,847 (+4.48%) Land $33,173 Building $115,674 | $446,541 (+4.48%) Land $99,519 Building $347,022 |
| 2021 | $10,932.00 Homeowner's exemption | $142,465 Land $31,751 Building $110,714 | $427,395 Land $95,253 Building $332,142 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1N988 Mulhern Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1N988 Mulhern Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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